Finding your best mortgage rate does not have to be complicated if you know how to translate the secret language of mortgage lending.
"I am overwhelmed with the wealth of information." --Kristina
Hi, my name is Kate Ford. As a former mortgage broker for more than 20 years, I've learned the secret language to getting your best interest rate. And I want to share it with you.
Just thinking about a home loan can be nerve wracking. That's normal. You are about to ask for more money than you've seen in your life. Your hopes and dreams are riding on a stranger's decision.
Let me put your mind at ease. Even though mortgage terms may be unfamiliar and the information can seem overwhelming, there are secrets to getting the best mortgage rate.
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News and updates at Best Mortgage Rate Blog
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June 1 & 2, 2012 in Atlanta, GA
June 25, 2012 in Brooklyn, NY
July 17, 2012 in Reno, NV
July 19, 2012 in Phoenix, AZ
August 28, 2012 in Foxboro, MA
Learn more about Making Home Affordable Local Community Events with a list of required paperwork.
Refinancing, buying, or investing... No matter what type of mortgage, I have discovered essential keys to unlocking your best rate.

Now it's time to ask Kate for answers. Let's unlock the secrets to getting your best mortgage rate.
Discover Kate's Best Mortgage Blog today. Keep up to date on what's new about mortgages and additional tips to unlocking the secret code of mortgage lending.
Where to find your best best mortgage advice!
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This expert online mortgage advice is guaranteed to make you a savvy mortgage shopper.
Nitty gritty mortgage interest rate lock agreements and why you also need a good faith estimate.
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Calculate your house payments in a jiffy!
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Follow the time-tested Best Mortgage Rate Blog packed with trade secrets from Ask Kate and Super Kate.
The fresh and effective approach to getting a mortgage!
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Still have questions? Ask Kate about your mortgage!
HARP and HAMP Loan Modification Answers by Kate - Unique help for modifying your mortgage, HARP refinancing, and using the Making Home Affordable Program.
Lock Answers by Kate - Learn the nitty gritty inside story of locking your mortgage rate.
Ask Kate About Locking Mortgage Rates - The dilemma of locking mortgage rates continues with the most recent letters. Rate locks continued.
Refinance Answers by Kate - Refinancing brings out opinions, for sure! Get the facts here.
Refinancing Questions From Homeowners - The most recent questions on refinancing a mortgage. Refinancing continued.
Home Buying Answers by Kate - Learn how to buy a house. Unusual facts to aid your home buying experience.
Stories From Home Buyers - Kate's home buying visitors ask the most recent questions and tell their stories. Advice for buying a house continued.
Credit Answers by Kate - Improving credit could change your life. Find how to get more than temporary results.
FHA and VA Answers by Kate - Clear the fog. The low down on VA and FHA loan requirements.
PMI Answers by Kate - Private mortgage insurance, friend or foe? Do you know how to get rid of it?
ARM Answers by Kate - Do you have an adjustable rate home mortgage? You can ask Kate for help.
Answers by Kate For Seniors - Reverse Mortgage, the unique income answer for retirees.
How To Compare Mortgage Rates Online - You'll enjoy this collection of homeowner questions and experiences while shopping for lenders.
Kate's Mortgage Advice Forum - Savvy home mortgage questions and tips from readers to my website.
Mortgage News Opinions - Bold opinions of Joe Public regarding mortgage and real estate news.
Website Answers by Kate - Yes... Readers even ask Kate how to build a website.