The 25 Year Fixed Rate Mortgage
Reason To Dream
The 25 year fixed rate mortgage combines the security of a 30 year fixed home loan enhanced by a slightly lower interest rate. It is a popular alternative among homeowners seeking a low fixed rate mortgage with faster amortization. Long Term Fixed Rate Mortgages
Because the 25 year fixed rate mortgage is one of the long term fixed rate mortgages, it spells security for homeowners. Similar to the 30 year fixed rate mortgage, the mortgage payment and interest rate remain the same throughout the entire term. Every month, the homeowner knows exactly how much to budget for the house payment. 25 Year Amortization Means FreedomIf you anticipate life style changes in less than 30 years, this might be the mortgage for you. The 25 year fixed mortgage amortization pays off after 300 monthly payments. For those approaching retirement in 25 years, this low fixed rate mortgage could mean freedom from house payments. It gives a homeowner reason to dream. Since the 25 year fixed rate mortgage pays off sooner than the 30 year mortgage,  the monthly mortgage payment is a little higher. Of course the benefit is a lower interest rate. To calculate payments, visit the Easy Home Mortgage Payment Calculator page. You can even view and print your own amortization schedule. The Low Fixed Rate MortgageSo if you are looking for a mortgage that pays off sooner than a 30 year fixed rate mortgage but still has an affordable monthly payment, the 25 year fixed mortgage may be just the mortgage for you. It's a low fixed rate mortgage and a great alternative to the 30 year mortgage. It gives a homeowner reason to dream. Go ahead and bookmark this site. This way you can easily return to review the 25 year fixed rate mortgage. Kate's Best Mortgage Rate Blog is here. Keep up to date on what's new about mortgages and additional tips to your best mortgage rate.
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