Stories & Advice For Buying A Home

Welcome to Stories And Advice For Buying A Home. You may not know this but as a Mortgage Insider, I answer questions from Visitors to my website.

Your Guide - Ask Kate

Although my name is Kate Ford, I am often called Ask Kate. I am also author and publisher of this mortgage website. I will be your guide. Let's get started.

Begin with questions from to Ask Kate. Next are true life experiences told by other home buyers. Because there's nothing that rings clearer than hearing stories about buying a house when you are a home buyer too!

Lastly, near the bottom of the page, you'll find links to a goldmine of information, tips and advice on this website, Get Your Best Mortgage Rate.

For the curious, you can read about me, Kate Ford, here.

Most Recent Question And Advice For Buying A Home

Seller Financed vs Stated Income Mortgages - I've been doing cash-in-hand work for the past three years. How would you suggest I go about applying for a mortgage?

Buying Without First Selling a Current Home - We want to mortgage our home (it has no financing) and rent it out, using the proceeds to buy a new home with cash. But the banks say no. Is there any solution for us?

Why are Monthly Payments on My Mortgage Out of Control - Since I bought my home, my monthly house payments have increased from $630 to $908. Why?

Questions And Advice For Buying A Home

Ask Kate about 1st Time Home Buyer Flying Solo - Do I have to have a co-borrower when purchasing a home if my credit score is good and I can afford the mortgage payments?

Can a New Immigrant Buy a House for Cash - My father wants to buy my aunt a house. Since she is a new immigrant with no income, will paying property taxes become a problem?

Why Buying a First Home Feels Difficult - I'm a first time home buyer, excellent credit, 20 percent down- this SHOULD be easy but it doesn't feel very easy!

Mortgage For First Time Home Buyer With New Career - Kate, Can I get a home loan after being laid-off for 2 years? I have a newly changed career.

Fannie Mae Homepath Financing - I am nervous and just wanting to confirm that Fannie Mae Homepath Financing allows a spouse to qualify on their own.

Questions And Advice For Buying A Home

Renting vs Buying A Home - Should we rent or buy a house? To live the American Dream, where should we start so that we can become homeowners?

Buying A First Home With Mom Might Be A Bad Idea - If my son co-borrowers with me, will that prevent him from buying a house with VA home loan eligibility?

Unraveling Real Estate Investor Loans - I will be turning the house I'm inheriting into a rental. Where should I apply for a mortgage with the best interest rate?

Home Mortgage Help - After issuing final approval, the loan officer now says these conditions must be met! I'd already called our landlord to give notice. I'm devastated.

Private Money Lender Legitimacy - I was not able to qualify for a mortgage due to my credit score. I was referred to a private lender but how do I make sure that they are legitimate?

Stories And Advice For Buying A Home

Fannie Mae Homepath Financing - I am nervous and just wanting to confirm that Fannie Mae Homepath Financing allows a spouse to qualify on their own.

First Time Home Buyer Mortgage Advice - This strategy actually put money into our pockets every month which help to ease the mortgage payment.

Best Mortgage Advice - How I picked my Realtor...

Buying A House And Locking Interest Rates - We were informed that the position of her company was to encourage people NOT to lock rates since they predicted rates would continue their downward slide.

Buying A House In Tough Economic Times - Working on my home gives me a tremendous sense of well-being that I would have missed had I been to fearful to step out in faith.

More Stories And Advice For Buying A Home

Staying Put Not Buying A House - I bought the house cheap and have been slowly working on it.

Buying A House Feeling Strung Along - With all the emotions, wanting and waiting of our home, we were tired of the same ol' bait and switch technique.

Economic Uncertainty Equals No More Mortgage - We will stay mortgage free for a long time to come I think.

How to Pick a Real Estate Agent When Buying a House - Word of mouth referrals are also a good way to find your real estate agent.

Real Estate Agent Referrals When Buying a House - I picked one that specialized in the urban areas and was knowledgeable about town homes and condos.

More Stories And Advice For Buying A Home

Buying a House, Selling a House and Choosing a Real Estate Agent - We called the same agent who had sold us the house 4 years earlier.

Home Buyer Inspection Good Idea - Especially for first time home buyers, this is an indispensable asset.

Test Drive With Home Buyer Inspection - I paid $94.00 for the actual test, but ended up negotiating more than $1,200.00 off the purchase price.

Home Inspector Worth Weight In Gold - If you honestly believe you cannot afford the home buyer inspection, then you cannot afford the house.

More Stories And Advice For Buying A Home

Home Buyer Inspection - The home inspector might make the difference in the dream home becoming your worst nightmare.

Unbiased Home Buyer Inspection - Obtaining a paid professional's opinion on an existing home can give a buyer that warm-fuzzy feeling needed to purchase.

How To Buy A House - Questions And Answers

Just can't get enough home buying stories? Well, here's more for you! Go next to How To Buy A House - Questions And Answers where you will enjoy questions asked by home buyers who visit Get-Your-Best-Mortgage-Rate and answers by Kate, your mortgage insider.

Ultimate Collection of Ask Kate Articles - Cruise My Site

Ask Kate How To Buy A House

Kate's Guide To Buying A House

Blockbuster Article Collection A-J

Blockbuster Article Collection K-Z

Assistance A Click Away

Haven't found what you're looking for? Here's the solution! Go ahead and Ask Kate for answers.

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