Discover peace of mind with the best fixed rate mortgage by creating a combination loan. You can do this even if you currently have a 30 or 40 year fixed rate mortgage.
Create your own combination loan, combining the 40 year fixed rate mortgage and 15 year fixed rate mortgage.
Assure yourself of the lowest fixed payment possible. Yet pay your mortgage down as quickly as you like. All you need are my tips.
How much can you save? Visit the Home Mortgage Payment Calculator to easily view your mortgage payments.
Remember Forrest Gump? While they polished their boots together, his friend Bubba described the many ways his mama cooked shrimp. Quoting from the movie Forrest Gump...
There's pineapple shrimp, lemon shrimp, coconut shrimp, pepper shrimp, shrimp soup, shrimp stew, shrimp salad, shrimp and potatoes, shrimp burger, shrimp sandwich...
Just like Bubba's shrimp, the best fixed rate mortgage comes in different flavors... the 30 year fixed rate mortgage, 40 year fixed rate mortgage, a 25 year fixed rate mortgage, 20 year fixed rate mortgage, and the popular 15 year fixed rate mortgage.
Hi, my name is Kate and I'm a retired mortgage broker. For over 20 years, I helped thousands of people borrow millions of dollars. I understood the inner working of loan programs and gave my clients these tips to getting their best fixed mortgages.
Now I've created this website to share my tips with you.
Tip: If you want the lowest mortgage payment, ask your bank about a 40 year term.
Tip: If you want the mortgage paid off quickly, 15 year terms are an excellent option.
Compare the following estimated monthly payments based on borrowing $200,000 at 6%.
Tip: Remember to add 1/12 of the annual insurance premium and property taxes to the payments shown above.
For more help on budgeting mortgage payments, click here for How Much House Can I Afford?
Visit the Home Mortgage Payment Calculator to figure your mortgage payments easily.
OK, finally, here is my little secret!
Remember to use Kate's little secret to combine the best of both worlds, the advantages to a 15 year fixed rate mortgage, rapid principal pay down, with the safety net of the 40 year fixed rate mortgage, lower monthly payments.
Adjustable mortgage rates if carefully researched and understood can be appropriate under certain circumstances, depending on your goals.
Residential construction loans are home mortgages designed for building a house. They come with long term and permanent financing options.
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The numbers in this example are estimated. Consult a lender for exact numbers and outcome. Interest rates vary and could determine a different result.
Shhh! Don't tell the banks you're about to get insider mortgage secrets they prefer to keep hidden.
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Comparing Fixed and Adjustable Rates - Refinancing? Buying a house? Get current rates right here.
Get the lowest payment with this best fixed rate mortgage plan yet pay it down quickly.
The 15 year fixed rate mortgage will save thousands plus you'll be mortgage free after 180 payments!
What would you do with an extra $87,789? Meet the 20 year fixed rate mortgage.
Introducing the 25 year fixed rate mortgage combining security with a lower interest rate.
I crown the 30 year fixed rate mortgage King Of Mortgages!
Meet the 40 Year Fixed Rate Mortgage when fast mortgage pay offs aren't your cup of tea.
Are adjustable mortgage rates good or bad? It depends on your circumstances.
Plan for changes to your adjustable rate mortgage.
If the cheapest fixed rate mortgages will save you money, why pay for more?
Are interest only mortgage loans hidden adjustable rates?
Ask Kate About ARMs - Get an answer about mortgages that adjust.
ARM Ask And Answer - Questions about adjustable rate mortgages, each with a individual answer from Kate.