Buying A House With Water Test Requirement

by Laurie
(Maine USA)

Regarding buying a house with water test requirement: Last minute request for water test, after closing was scheduled. Now being postponed again. We are rushing results. They insist on waiting a day to close. What can we do to make the loan close as scheduled? Can we contact the lender ourselves and not the mortgage broker?

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Dear Laurie, Not closing on time really stinks for both home buyers and sellers.

Somebody along the line overlooked the water test or did not realize it would be required but no matter the reason, closing late is a huge inconvenience and costly.

There are no laws I know of saying who you can and can't contact during a real estate transaction although most wholesale mortgage lenders will not speak directly to borrowers. But over the years, I've seen an exception to pretty most everything in lending.

What I'd recommend first is contacting your Realtor and asking under the circumstances how you could command attention. Believe me, your real estate agent wants to get your transaction closed also so enlist your agent and together hopefully you can spark some attention.

I have provided links to more home buying tips below for your convenience. After reading through them, please let me know if you have more questions.

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Best Wishes,

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