Ask Kate About Your Mortgage

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Ask Kate is your opportunity to contact Kate, a mortgage insider, to ask whatever you want regarding mortgage financing.

Banks speak a secret language that is different from the ordinary person on the street.

FHA, VA, PMI, DTI, FNMA, FHLMC, 1003, VOD, HARP, HAMP! How much lingo can an industry create? I understand why homeowners and home buyers might feel puzzled.

So, go ahead. Ask Kate your mortgage question, even if you are not sure exactly how to ask it. Every question is a good question. Then afterward, view a list of questions answered by Kate near the bottom of the page.

Thank you so much for responding so quickly to my question regarding my mortgage. You are an angel sent to us that are so worried and can't get any answers. - Amy in Highland, CA

Ask Kate about Your Mortgage

Ask me a question about a mortgage whether it's for refinancing or buying a home.

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Ask Kate Questions and Answers by Category

Browse the following 11 categories of Ask Kate questions and answers.

Quick Links: Making Home Affordable Refinance | Rate Lock | Refinance | Home Buyer | PMI | Credit | FHA - VA | ARM | Reverse Mortgage | Tips | Lender

Ask Kate about your mortgage today!

1. Ask Kate: Making Home Affordable Program - Making Home Affordable, New HARP 2.0 Refinance, HAMP Loan Modification, FHA Short Refinance, Strategic Default, Short Sale answers.

2. Ask Kate: Mortgage Rate Lock - What heats up any conversation more than broken mortgage rate locks? Vent and find solutions here.

3. Ask Kate: Refinance - Most recent questions from homeowners who are refinancing their mortgages.

4. Ask Kate: Home Buying - Learn about buying a house and getting financing. It's the American Dream after all!

5. Ask Kate: Private Mortgage Insurance - Are you paying PMI? Is it your friend or foe? Do you know how to get PMI off your mortgage?

6. Ask Kate: Improve Credit - Improving your credit rating will also improve your life. Find how to maintain long lasting results.

7. Ask Kate: FHA and VA - Clear the fog. The straight facts on VA and FHA loan requirements.

8. Ask Kate: Adjustable Rates - Do you have an adjustable rate home mortgage? Ask Kate the nitty gritty ARM questions.

9. Ask Kate: Reverse Mortgage - Reverse Mortgage information from Ask Kate. It's like a cash-out mortgage for Seniors minus the payment!

10. Ask Kate: Mortgage Tips - A potpourri of savvy home mortgage tips.

11. Ask Kate: Compare Rates and Lenders - Readers ask how to find lenders and compare interest rates.

The Mortgage Freedom Project by Kate Ford

Learn how to get out of debt and pay off your mortgage early while beating the bank at its own game.

Learn how to pay off your mortgage early and get out of debt!

Suzana writes me after reading The Mortgage Freedom Project...

I'm following your magical steps in hopes of getting my financial situation under control. Thanks for your help!

Go here if you also want to get out of debt and pay off your mortgage early without sacrificing your lifestyle!

Available in Paperback and Kindle format.

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The information you obtain at this site is not, nor is it intended to be, a substitute for personalized professional advice. All numbers are estimated and are for illustrative purposes. Rates, loan programs, and guidelines are published for convenience only, vary with no advance warning, are not guaranteed, and should not be relied upon. You are encouraged to consult a lender for a current rate quote and seek advice from qualified professionals, for example, attorneys, accountants, financial planners, housing counselors, mortgage lenders, and/or real estate agents, regarding your individual situation. Comments and opinions found here are not necessarily those of and its owners.
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