Ask Kate About Your Mortgage

Ask Kate at

Ask Kate is your opportunity to contact Kate, a mortgage insider, to ask whatever you want regarding mortgage financing.

Banks speak a secret language that is different from the ordinary person on the street.

FHA, VA, PMI, DTI, FNMA, FHLMC, 1003, VOD, HARP, HAMP! How much lingo can an industry create? I understand why homeowners and home buyers might feel puzzled.

So, go ahead. Ask Kate your mortgage question, even if you are not sure exactly how to ask it.

Every question is a good question.

Then afterward, view a list of questions answered by Kate near the bottom of the page.

Thank you so much for responding so quickly to my question regarding my mortgage. You are an angel sent to us that are so worried and can't get any answers. - Amy in Highland, CA

Ask Kate about Your Mortgage

Ask me a question about a mortgage whether it's for refinancing or buying a home.

[ ? ]

A little about you...

(City and State)

You're almost done...

 submission guidelines.

You'll be able to edit your question on the next page.

New for Gmail Users: Look for Focus on Finance and Ask Kate emails in the new Promotions tab. Drag one to the Primary tab. Then confirm you'd like Gmail to do this in the future so that you don't miss hearing from Kate!

Ask Kate Questions and Answers by Category

Browse the following 15 categories of Ask Kate questions and answers.

Ask Kate about your mortgage today!

1. Making Home Affordable Program - Making Home Affordable, New HARP 2.0 Refinance, HAMP Loan Modification, FHA Short Refinance, Strategic Default, Short Sale answers.

2. Mortgage Rate Lock Part I - The dilemma of locking mortgage rates continues with the most recent questions.

3. Mortgage Rate Lock Part II - What heats up a conversation any greater than mortgage rate lock? Vent here and get help too.

4. Refinance Part I - Most recent questions from homeowners about refinancing a mortgage.

5. Refinance Part II - Beside baseball, refinancing and mortgage rates are America's favorite pastime! Here's your refinance spring training.

6. Home Buying Part I - Borrowers ask about buying a first home. Seasoned home buyers can ask questions too!

7. Home Buying Part II - Home buying is the American Dream. Questions? Kate has answers.

8. Private Mortgage Insurance - Is PMI your friend or foe? Do you know the various ways to get PMI off your mortgage?

9. Improve Credit - Improving your credit rating will also improve your life. Find how to maintain long lasting results at the credit bureaus.

10. FHA and VA - Clear the fog. The straight facts on VA and FHA loan requirements.

11. Adjustable Rates - Do you have an adjustable rate mortgage? It's okay to ask the nitty gritty ARM questions.

12. Reverse Mortgage - Reverse Mortgage answers to your questions. It's like a cash-out mortgage for Seniors minus the payment!

13. Mortgage Tips - A potpourri of savvy home mortgage tips. For example, how to compare mortgage closing costs and rates.

14. Mortgage News - Breaking mortgage news and bold opinions of Joe Public regarding home loans and interest rates.

15. Compare Rates and Lenders - Readers ask how to find lenders and compare interest rates. For example, how to compare mortgage lenders with ease.

Beat the Bank at Its Own Game - The Mortgage Freedom Project
by Kate Ford

Learn how to pay off your mortgage early and get out of debt!

Hear what Suzana says after reading The Mortgage Freedom Project...

I'm following your magical steps in hopes of getting my financial situation under control. Thanks for your help!

Go here if you also want to get out of debt and pay off your mortgage early without sacrificing your lifestyle!

Available for Kindle and now in Paperback.

Tell a Friend

Please share Ask Kate Your Mortgage Question with your friends. I hope you come back and visit often.

The information you obtain at this site is not, nor is it intended to be, a substitute for personalized professional advice. All numbers are estimated and are for illustrative purposes. Rates are published for convenience only, vary with no advance warning, are not guaranteed, and should not be relied upon. You are encouraged to consult a lender for a current rate quote and seek advice from qualified professionals, for example, attorneys, accountants, financial planners, housing counselors, mortgage lenders, and/or real estate agents, regarding your individual situation. Comments and opinions found here are not necessarily those of and its owners.
> Ask Kate

Hooray! My site is getting a makeover. Do you like it? Please browse about as usual while I'm working on it. Thanks for your patience.

Focus on Finance

Insider mortgage secrets, every Thursday morning. Sign up now.

Focus on Finance brings you insider mortgage secrets.

Delivered by Super Kate who respects your email privacy.

Ask Kate

Borrow a mortgage insider's brain.

Ask Kate a mortgage question.

Ask Kate for Answers

Mortgage Blog

Mortgage news, interest rate updates, loan approval tips.

The Unparalleled Best Mortgage Rate Blog.

Follow Kate's unparalleled Best Mortgage Rate Blog

Search My Site

Search my site by entering Ask Kate and a term into your browser's search box. So for the scoop on refinancing, search for Ask Kate Refinance. Try it!