December 2011 Best Mortgage Rate Blog archive: Calculating house payments is easy when you use my mortgage calculator. (See post below.) This is one of many posts archived during December, 2011.
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Have you heard of the local community events sponsored by Making Home Affordable and HOPE NOW? The Home Affordable Modification Program, or HAMP for short, is one way the Making Home Affordable Program helps homeowners lower their monthly house payments. You can find Making Home Affordable updates at Get Your Best Mortgage Rate.
So today, George and Dorothy wrote me asking for help. They make too much money to be eligible for HAMP. But they desperately need help getting affordable monthly house payments.
Find out how local community events for HAMP can help George and Dorothy and maybe even YOU at Get-Your-Best-Mortgage-Rate.com and remember, you can ask Kate too!
Local Making Home Affordable Community Events: Having trouble refinancing your mortgage? Making Home Affordable is sponsoring free community events. Here are dates for the next 3 Local Homeowner Events -
Tuesday, January 24, 2012 in Charlotte, North Carolina from 11:00am to 7:30pm, Charlotte Convention Center located at 501 South College St, Charlotte, NC 28202.
Wednesday, February 22, 2012 in Miami, Florida, details to follow.
Friday, February 24, 2012 in Tampa, Florida, details to follow.
Find out how Making Home Affordable Refinance Program can help you get affordable mortgage payments at Super Kate's HARP II Eligibility Requirements announcement at Get-Your-Best-Mortgage-Rate.com.
Super Kate and Best Mortgage Rate Report for the week ending December 29, 2011.
Today's mortgage rates are too incredibly awesome to lose over not understanding how to successfully lock in your mortgage rate. Go to my Super Kate series - Understanding How to Lock Mortgage Rates and sidestep the agony of losing the lowest mortgage rates of a lifetime!
Now for this week's update: Average mortgage rates across the USA this week are as follows:
30 year fixed mortgage rates averaged 3.95 percent, up from last week's 3.91, and down from 4.86 percent this time last year.
15 year fixed mortgage rates averaged 3.24 percent, up from last week's 3.21, and down from 4.20 percent this time last year.
5 year fixed - 25 year adjustable mortgage rates averaged 2.88 percent, up from last week's 2.85, and down from 3.77 percent this time last year.
1 year adjustable mortgage rates averaged 2.78 percent, up slightly from 2.77 last week, and down from 3.26 percent this time last year.
Welcome! List Of Mortgage Companies, your mortgage lender directory. This variety is intended to provide options so you can shop with confidence for your best mortgage interest rates.
List Of Mortgage Companies - The Mortgage Lender Directory
Super Kate and Best Mortgage Rates Report for the week ending December 15, 2011.
Use the following mortgage rates to plug into my Mortgage Rate Calculator and see how much money you can save! You can print out a mortgage amortization chart to monitor how fast you are paying off your mortgage.
Now for the interest rates: Average mortgage rates across the USA this week are as follows:
30 year fixed mortgage rates averaged 3.94 percent (tied for lowest in history), down from last week's 3.99, and down from 4.83 percent this time last year.
15 year fixed mortgage rates averaged 3.21 percent (record low), down from last week's 3.27, and down from 4.17 percent this time last year.
5 year fixed - 25 year adjustable mortgage rates averaged 2.86 percent, down from last week's 2.93, and down from 3.77 percent this time last year.
1 year adjustable mortgage rates averaged 2.81 percent, up slightly from 2.80 last week, and down from 3.35 percent this time last year.
You can also get more help for using my calculator at Easy Home Mortgage Payment Calculator.
Ask Kate how to refinance a good mortgage gone bad: Kate, While trying to refinance my mortgage, I have been working with one lender for over a month.
How to Refinance a Good Mortgage Gone Bad
When Mortgage Loan Approvals Start Smelling Fishy -- Angela from Middletown, NY asks Kate why no one is contacting her about closing her mortgage: Kate, We have a date for closing in 3 days. Our appraisal is good. The mortgage processor requested updated pay stubs to verify my employment again. I have my loan approval commitment and house insurance.
But we have not heard anything from the processor or the mortgage broker since forwarding the updated documentation. What does this mean?
Ask Kate answers: Hi Angela, When communication slows down during the mortgage approval process, it could indicate several things. Occasionally it means your mortgage lender is relunctant to face a problem that has just surfaced.
Or it could just be that the lending office is super busy. Either way, you need to be the squeaky wheel that gets the grease because this is how you'll get your mortgage closed. Please go to Cure Mortgage Approval Hiccups to better understand what your lender may be telling you . Then go to 10 Best Secrets to Low Mortgage Payments for more help understanding the mortgage process!
Best wishes, Kate
List Of Mortgage Companies In New Jersey - Find your best mortgage offer in Trenton, Newark and other New Jersey cities using this mortgage lender directory.
List Of Mortgage Companies In New Jersey - Best Mortgage Offer
Making Home Affordable offers Hope for Homeowners: Meet Joseph, a construction worker, who was soon left without his savings after losing his job. Watch this video to see how Joseph got help from Making Home Affordable (MHA) and saved his home.
See how HARP II, the new and improved Making Home Affordable Program, offers refreshing hope for homeowners, just like you.
Ask Kate reports Sweeping Changes to Home Affordable Refinance Program to make refinancing your mortgage easier! Just today, the Obama Administration in
Sweeping Changes to Home Affordable Refinance Program
Ask Kate reports November 2011 HARP II Eligibility Requirements Announcement: Celebrate with historically low interest rates! On November 15, 2011, Making
November 2011 HARP II Eligibility Requirements Announcement
Discover the truth about foreclosure help. Lenders want your mortgage payments, not your home. Learn Kate's 10 alternatives to avoid mortgage foreclosure.
Foreclosure Help - Discovering The Truth
Prevent foreclosure. In the next 2 minutes you are going to learn the secrets to stop mortgage foreclosure and get your best mortgage rate.
Prevent Foreclosure - 9 Simple Steps To Save Your Home
Fact! It is possible to sell your house and remain legally obligated on the mortgage. Here's real estate investment advice to help stop mortgage foreclosure.
Sell Your House - Real Estate Investment Advice
Everyone knows foreclosure is serious. Defaulting on a home loan has long term consequences for the home owner. Read how you can save your life from mortgage foreclosure.
How To Avoid Foreclosure - Save Your Home! Save Your Life!
Act now! Stop mortgage foreclosure. Learn all you can about foreclosure. With a little knowledge, you can turn this predicament around. Discover Kate's mortgage advice to help stop foreclosure.
Stop Mortgage Foreclosure - Special Report Two
I know the secrets to the best mortgage advice. Listen closely to this story. In fact, it might have happened to you. Don't rely on mortgage advice and mortgage tips outside a professional's field.
Ask yourself - How much in a mortgage can I afford. Don't confuse how much you can afford in a mortgage with a lender's mortgage pre approval.
How Much In A Mortgage Can I Afford?
You are invited to ask Kate about locking mortgage rates. Find out what other Readers want to know about interest rate lock-in. Kate answers her mail.
Ask Kate About Locking Mortgage Rates - Interest Rate Lock
Ask Kate answers mortgage rate lock questions - Questions from Readers and online mortgage advice by Kate Ford. Ask Kate for an answer to mortgage and real estate questions.
Ask Kate About Mortgage Rate Lock
Is paying private mortgage insurance necessary? How do you get rid of it? What are the requirements? PMI FAQ by Ask Kate at Get-Your-Best-Mortgage-Rate.com
Paying Private Mortgage Insurance - How To Calculate Mortgage Insurance
Adjustable Rate Home Mortgage Answers - ARM Q and A, true life experiences with variable rates as told by homeowners, tips and advice regarding adjustable mortgage rates by Kate Ford.
Adjustable Rate Home Mortgage Answers
Uncovering secrets to the mortgage rate lock - Learn insider Kate Ford's common sense approach to getting your lowest current mortgage interest rates.
Kate's Mortgage Rate Lock Guarantee To Lowest Current Mortgage Interest Rates
Regarding debt relief programs: Hi, Kate After completing 3 international adoptions over the past 11 years, we owe $63,000 in credit card debt and a 2nd
Reverse mortgage information - Reader questions and answers from Ask Kate, tips and advice regarding reverse home mortgage refinance for Seniors.
Reverse Mortgage Information - Questions And Answers
Stories, questions, and advice for buying a home by visitors to Get-Your-Best-Mortgage-Rate where Ask Kate answers your mortgage and real estate questions. Ask Kate!
Stories And Advice For Buying A Home
Best Mortgage Rates and Refinancing - Q and A, Financing Advice and Stories from Homeowners, Helpful Tips from Kate.
Best Mortgage Rates and Refinancing - Ask and Answers
How To Buy A House - Home Buying FAQs, true life house shopping experiences as told by home buyers, tips and advice regarding buying a house by Kate Ford
Mortgage rate calculators - Free mortgage amortization schedule calculator. Find out how lenders calculate monthly house payments.
Mortgage Rate Calculators - Free And Easy To Use
Currently reported FHA and VA Loan Limits for 2012: Are you wondering how much you can borrow with FHA Home Loans in 2012? FHA, (Federal Housing Administration) did not change loan limits for purchase and refinance mortgages. You can go directly to HUD's FHA website to find maximum loan amounts allowed in your county.
By the way, VA capped the amount Veterans can borrow (in general, that is) at $625,500. See more about VA home loans here.
Learn how to tell the difference between FHA Myths and Facts! Don't ignore FHA opportunities because of stories you hear. FHA mortgages open doors to affordable home buying and refinancing.
Super Kate's Best Mortgage Rate Report for the week ending December 8, 2011.
Low mortgage rates increase mortgage affordability! Best mortgage rates across the nation this week are as follows:
30 year fixed mortgage rates averaged 3.99 percent, down slightly from last week's 4.0, and down from 4.61 percent this time last year.
15 year fixed mortgage rates averaged 3.27 percent, down slightly from last week's 3.3, and down from 3.96 percent this time last year.
5 year fixed - 25 year adjustable mortgage rates averaged 2.93 percent, up slightly from last week's 2.90, and down from 3.6 percent this time last year.
1 year adjustable mortgage rates averaged 2.8 percent, up slightly from 2.78 last week, and down from 3.27 percent this time last year.
The secrets of mortgage pre approval - Start here! Be a preferred home buyer and get the home of your dreams. Mortgage pre approval is the way to make home buying easy.
Mortgage Pre Approval - Start Here
Improve your credit rating with amazing success. Ask Kate how. Discover unique ways to repair credit. Just imagine, free credit repair advice to fix your credit history now.
Improve Your Credit Rating - Ask Kate How
Super Kate's Best Mortgage Rate Report for the week ending December 1, 2011.
Averages among best fixed and adjustable rate mortgages across the nation this week are as follows:
Making Home Affordable Refinance Program, HARP II, takes the next step to help homeowners with negative equity in their homes, otherwise known as being underwater.
Effective December 1, 2011, mortgage lenders begin taking HARP II refinance applications.
Do you owe more on the mortgage than your home is worth? How about your friends, co-workers, or relatives? Learn how homeowners can be helped with HARP 2.0 at my 3 announcements as seen at Get-Your-Best-Mortgage-Rate.com
November 15, 2011 HARP II Eligibility Announcement - Part 3
October 24, 2011 HARP II Mortgage Closing Costs - Part 2
October 24, 2011 Sweeping Changes to HARP II - Part 1
Homeowners in Portland, Oregon! Making Home Affordable help is coming your way! Need help getting affordable monthly house payments? Announcing the Help for Homeowners Community Event in Portland, Oregon on Saturday, December 3, 2011, from 9:00 in the morning to 3:00 in the afternoon.
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