FHA Loan Limits Increase Or Decrease?

Have FHA loan limits seen an increase? Thanks to The Economic Stimulus Act of 2008 they increased.

After a decrease, 2009 brings back increase. Changes! Don't let that stop you from inquiring into an FHA mortgage loan. The nature of mortgage lending is change. FHA mortgage limits are no exception to that rule.

FHA Maximum Loan Amount

Every time you called your FHA mortgage originator about a refinance, did you hear FHA loan limits were too low for your area?

Over the years, FHA mortgage loans have opened up safe alternatives to risky low down payment options, subprime mortgage loans with rising adjustable mortgage rates.

The downfall was that FHA mortgage limits were outdated for many of America's neighborhoods.

If FHA loan limits were too low in your community, you probably noticed the Economic Stimulus Act of 2008 approved higher FHA limits for mortgage refinance and buying a house.

In fact, the act of Congress actually doubled the previous FHA loan limits.

Although Congress did not make the 2008 FHA maximum loan amount permanent, FHA mortgage limits are still generous. So don't wait to find out if FHA is your solution to buying a house or refinancing.

Be one of the lucky homeowners and home buyers in America to benefit from this safe and affordable 30 year fixed rate mortgage.

Contact a mortgage originator today to find out about FHA loan limits in your area.

Ultimate Zero Down Payment Program

Do you know if you are a veteran or active military, you can purchase a house with zero down. Visit VA Mortgage Loans for more details.

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