VA and FHA Loan Requirements

Welcome to questions and answers regarding VA and FHA loan requirements at Get-Your-Best-Mortgage-Rate.com, home of Ask Kate.

Your Guide To VA And FHA Loan Requirements

Ask Kate at Get-Your-Best-Mortgage-Rate.com

I'm Kate Ford, author, creator, and publisher of this website. As a mortgage insider of more than 20 years, I will be your guide. Let's get started.

Here are unique questions and answers regarding FHA loan requirements and VA loans. You'll find out what Readers just like you are asking in addition to my helpful solutions.

Near the bottom of the page, you'll see the complete directory of Ask Kate question and answers and a table of contents leading to all articles on this site.

First off though, do you have a question? Begin right here with mortgage and real estate questions for Kate or share your views.

NEW! Most Recent FHA & VA Questions

VA Loan Guidelines for Selling A House - Home is being sold "as is". Will mortgage company, bank, FHA or VA require necessary code updates prior to approving loan?

Why Is FHA Loan Refinancing So Difficult - Our lender dropped the appraisal down to $140k and says we are not eligible for cash out. Why not?

Finding VA Home Loan Lenders - We are moving back to Houston, Texas permanently and will be in the market for buying a small home.

Questions About FHA Loan Requirements

Tip: Here is where you will find you are not alone when it comes to questions about FHA loan requirements.

Problems with No Cost Refinancing - How can my lender begin with FHA no-cost refinancing and surprise me with charges of a few thousand dollars at closing?

How Much Is PMI For FHA Loans - Do FHA mortgage lenders charge different PMI rates. Or do they determine mortgage insurance in the same manner?

FHA Streamline Refinancing - The only problem with our FHA streamline refinance is occupancy. But our mortgage broker just says he didn't hear us say we've moved out of our house.

FHA Refinances - How do I find the lowest mortgage rate? Small mortgage company or large bank?

Overcoming FHA Appraisals - How strict is an FHA appraisal and will it keep me from buying a foreclosure?

My FHA streamline loan owner-occupancy question - I own an FHA mortgage with my mother and want to take advantage of the low interest streamline ARM.

What Is FHA mortgage insurance - How does it protect me and do I have to obtain the mortgage insurance myself?

FHA end loan - How can I avoid mortgage insurance?

FHA mortgage insurance refund question - I got a homeowner's fact sheet saying I could get a FHA mortgage insurance refund.

More Questions About FHA Loan Requirements

FHA refinancing advice needed - Without a cash-out refinance, we will be in trouble next month meeting our current mortgage payment.

Frustrated over FHA mortgage limits - Is there any authority we can appeal to in order get FHA mortgage limits raised?

FHA loan guidelines for condos - I have suddenly been told that we cannot use an FHA loan to buy properties in this community.

Confused about FHA refinancing - You say that FHA refinancing is a good thing because it requires very little equity in a home.

FHA streamline refinance questions - If I was even able to back out, could that potentially hurt my credit score?

FHA loan requirements for appraisals - Are there things that FHA requires to be repaired prior to closing?

Questions About VA Loan Requirements

Tip: Here is where you will find you are not alone when it comes to questions about VA.

VA Loan Refinancing With Unpaid Collections - I qualify for a VA cash out refi for construction but I have unpaid collections. VA consultants in Atlanta tell me the collections should not have to be paid. What options do I have?

VA Home Loan Eligibility And Tipped Wages Income - My fiance and I are trying to buy a home with a VA home loan using income from tipped wages.

Refinancing advice for active duty Marine - Would it be a good idea for me to refinance now?

How do I know if a VA mortgage loan is my best choice - My sister just did the Harp refinance and said she didn't pay any closing costs.

Contact Kate about a VA home loan - Is there an eligibility calculator to see how much I would be eligible to borrow on a VA home loan?

You Can OWN My Brain

Loan Modification Answers by Kate - Unique help for modifying your mortgage. Make sure you don't miss this.

Lock Answers by Kate - Learn the nitty gritty inside story of locking your mortgage rate. Rate Locks Part I

Ask Kate About Locking Mortgage Rates - The dilemma of locking mortgage rates continues with even more letters. Rate Locks Part II

Refinance Answers by Kate - Refinancing brings out opinions, for sure! Get the facts here. Refinancing Part I

Refinancing Stories From Homeowners - With reversed rolls, Kate asks and Homeowners offer refinance advice. Refinancing Part II

Home Buying Answers by Kate - Learn how to buy a house. Unusual facts to aid your home buying experience. Home Buying Part I

Stories From Home Buyers - Meet Kate's home buying visitors who tell their stories and give advice for buying a house. Home Buying Part II

Credit Answers by Kate - Improving credit could change your life. Find how to get more than temporary results.

FHA and VA Answers by Kate - Clear the fog. The low down on VA and FHA loan requirements.

PMI Answers by Kate - Private mortgage insurance, friend or foe? Do you know how to get rid of it?

ARM Answers by Kate - Do you have an adjustable rate home mortgage? You can ask Kate for help.

Answers by Kate For Seniors - Reverse Mortgage, the unique income answer for retirees.

How To Compare Mortgage Rates Online - You'll enjoy this collection of homeowner experiences while shopping for lenders.

Kate's Mortgage Advice Forum - Savvy home mortgage tips contributed by readers of this website.

Mortgage News Opinions - Bold opinions of Joe Public regarding mortgage and real estate news.

Website Answers by Kate - Yes... Readers even ask Kate how to build a website.

Ultimate Collection of Ask Kate Articles - Cruise My Site

Ask Kate About FHA and VA

Kate's Guide To FHA Home Loans and VA

Blockbuster Article Collection A-J

Blockbuster Article Collection K-Z

Assistance A Click Away

Haven't found what you're looking for? Here's the solution! Go ahead and Ask Kate for answers.

Return home to Get-Your-Best-Mortgage-Rate.com from VA and FHA Loan Requirements.

Help Spread The Word

Please come back and visit often. Help me spread the word by sharing VA and FHA Loan Requirements with your friends using these easy social bookmarking buttons.

Grab your FREE email mini-course...    Super Kate's Magical 6-Step System to Paying Off Your House Faster and Easier Than You Ever Thought Possible
...when you sign up for Focus on Finance, packed with tips, ideas and products for eliminating debt, and creating wealth.

Super Kate's Supersonic House Payment Calculator

Calculate your house payments in a jiffy!

Learn from Super Kate how to use a mortgage calculator and keep up with your lender.

Knock Your Socks Off Best Mortgage Rate Blog

Follow the time-tested Best Mortgage Rate Blog packed with trade secrets from Ask Kate and Super Kate.

The fresh and effective approach to getting a mortgage!

Fast and Easy Access to Get Your Best Mortgage Rate

Enter what you're looking for. The search box looks small but it's powerful. Try it out!

Custom Search

Still have questions? Ask Kate about your mortgage!

Finding FHA And VA Help You Need

Today's FHA home loans are new and improved. Could low down payments be the solution for you?

FHA loan requirements, and there's plenty of them, weren't taught in school. But I can help with this. Here's how.

Join in with other Americans benefiting from FHA mortgage loans.

FHA Appraisal - Lenders require appraisals. Your Realtor says every smart buyer uses a home inspection. Why both?

Every time you call an FHA lender about a refinance, do you hear FHA Loan Limits are too low for your area?

What could be simpler than FHA Streamline Refinance?

FHA Refinance - Despite the myths, there are powerful benefits to refinancing with FHA mortgage loans.

Does our government owe you FHA refunds?

FHA Reverse Mortgage - Income and security for Seniors minus the payment.

Leaky roof, broken steps, peeling paint. FHA Rehab Loan to the rescue!

If you attempt an FHA Eligibility Calculator, without knowing the questions lenders will ask, you could miss out on a big opportunity.

Three powerful but simple tips to finding your best FHA Lenders.

VA Mortgage Loans - Zero down payment home loans for active military and veterans.

Ask Kate About FHA And VA - Ask a question to get an answer from Kate.

FHA and VA HQs - A complete collection of questions about FHA and VA, each with a individual answer from Kate.