FHA Loan Requirements - The Biggest Mistake People Make

FHA loan requirements - Yes! No! Maybe! Wait! Of Course! Never!

"Kate, My lender says FHA changed from 96.5% to 85% loan-to-value. If so, that's barely more helpful than a conventional mortgage. Is it true?"

Perhaps you're wondering this too. Please pay attention to what I am going to say. There is more than one type of FHA home loan. In addition, not all lenders are created equal.

FHA Loan Requirements - And There's Plenty of Them

You may not know how to ask the right questions. Well, it's not your fault. FHA loan requirements, and there's plenty of them, weren't taught in school. But I can help with this. Here's how.

FHA Loan Refinance Examples - Get The Point?

For example, let's say you want to know how much the FHA loan refinance allows you to borrow. When you asked about the FHA loan refinance, did you mean...

1. FHA Streamline Refinance for current FHA borrowers?
2. FHA Reverse Mortgage for Seniors looking for extra income?
3. FHA Rehab Loan for remodeling fixer uppers?

Get the point?

FHA Cash Out Refinance - Catching On?

What about asking for the maximum FHA cash out refinance?

Wait! Did you specify whether the house is your personal residence, investment rental, or is this a streamline refinance? Catching on? Keep reading.

FHA Home Loan Facts - Just The Facts, Ma'am

Depending on your qualifications and what you want to accomplish, the FHA home loan may or may not help you more than a conventional mortgage. But how do you know? Remember, I said I can help with that!

Check this out...

• For a bird's eye view, start with FHA home loans.
• Further help in deciding whether you can benefit from FHA mortgage loans is here.
• Especially when they increase, FHA loan limits might be the ticket to your new mortgage
• Separate FHA refinance myths from truth.
• Learn why FHA appraisal may not be enough. Hint... think home inspection.
• Lastly, prepare for your popularity with the FHA eligibility calculator.

Qualify And Compare Mortgage Lenders

There's another reason for getting a one-size-fits-all answer. Not all lenders are created equal. Depending on who you're talking to, you might be hearing many variations on FHA loan requirements. What's the solution? Qualify your lender!

If you are chuckling over "qualify your lender" read what my friend Robin had to say about comparing mortgage lenders.

Want a quick jump start? Easy Path To Low Mortgage Payments spells out important questions to simplify the process of qualifying your lender.

Lastly organize your search with my free Six Simple Steps For Finding Best Mortgage Lenders.

FHA Refunds - Who's Curious?

Are you curious about being eligible for a refund from FHA? Discover the inside story on FHA Refunds here.

Ask Kate More About FHA Loan Requirements

What if you could ask a real estate and mortgage insider anything you wanted about FHA loan requirements? Now you can!

Ask Kate is specifically designed to answer your questions and create dialog regarding real estate and mortgage financing.

You'll also find a wealth of information at Kate's Best Mortgage Rate Blog packed with tips, interest rate updates and a fresh approach to the world of homeownership.

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