FHA Refunds - Does FHA Owe You Money

Wondering how homeowners get FHA refunds? Could FHA owe YOU money?

You might not know this but you could be entitled to an FHA mortgage insurance refund.

Have you financed with FHA mortgage loans in the past? If so, you may be eligible to receive a portion of your FHA mortgage insurance payments. Let's find out the free and easy way.

FHA Mortgage Insurance

Does this describe your history?

  • My FHA home loan originated after September 1, 1983
  • Upfront mortgage insurance was included in my FHA loan
  • I made timely FHA mortgage payments
  • I paid off my FHA loan with a non-FHA refinance
  • Or, I paid off my FHA mortgage by selling my house

If so, you may be eligible for an FHA mortgage insurance refund. Dig out your paperwork, sometimes called a HUD-1 Settlement Statement and locate line 809 to confirm you made a lump sum upfront mortgage insurance payment to FHA. Locate your case number and your last name at the time of the mortgage.

Or simpler yet, call FHA regarding FHA refunds. Here's how.

How To Call About FHA Refunds

Sure, you could try to clarify confusing dates, tables and exceptions. But why not make it easy on yourself.

Call FHA's support center at 800-697-6967. You have nothing to lose and you may have an FHA mortgage insurance refund coming your way!

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Ask Kate More About FHA Refunds

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FHA Refunds - Are you owed one?