Looking Back At FHA Secure Revised FAQ

A glimpse back in history at the cancelled FHA Secure program and why the Frequently Asked Questions were revised. Today, it is is replaced by Making Home Affordable, an official program of the US Treasury Department and US Housing and Urban Development (HUD).

Must Attend! Making Home Affordable Community Events

February 24, 2012 Making Home Affordable Local Event in Tampa, FL
February 22, 2012 Making Home Affordable Local Event in Miami, FL
Find immediate help at Making Home Affordable Local Community Events

Ask Kate! Home Affordable Refinance Program HARP Updates

February 1, 2012 100 day anniversary of HARP II Sweeping Changes
December 1, 2011 Lenders begin taking Harp II Mortgage Applications
November 15, 2011 HARP II Eligibility (Announcement 2)
October 24, 2011 HARP II Mortgage Refinance Closing Costs
October 24, 2011 HARP II Sweeping Changes (Announcement 1)

The prior policy behind this FHA Secure 2009 update is hard to fathom:

"These FAQs have been modified to reflect that the term FHA Secure applies to all conventional to FHA refinance transactions. The previous edition of FAQs indicated that only those borrowers who were delinquent due to the reset of their non-FHA ARMs were eligible for FHA Secure, causing confusion in the industry." --U.S. Department of Housing and Urban Development

Note that FHA, the Federal Housing Administration, was clarifying that being current on mortgage payments did NOT disqualify homeowners from utilizing FHA Secure, designed to aid those facing foreclosure.

Sadly, it was too late for many homeowners who went delinquent on monthly house payments and, in turn, were still disqualified from the program.

Although FHA Secure was deemed a failure, it paved the way for the Making Home Affordable Program which has helped thousands of homeowners.

Updated! Ultimate Mortgage Loan Modification Guidebook

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Now includes an analysis of President Obama's loan modification program guidelines, detailed benefits, and how to get loan approval.

Super Kate wants you to hang on to your piece of the American Dream.

Read more about the The Ultimate Mortgage Loan Modification Guidebook to see how it's possible.

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More Help To SAVE Your Home

"Can I do a Mortgage Loan Modification myself?" The answer is yes. But find out the first question you really should be asking.

Special Edition Making Home Affordable is an overview of 13 options for homeowners struggling with unaffordable house payments.

Are you behind on your payments now? Have you received a notice of default? Don't give up. With a little knowledge, you can Stop Mortgage Foreclosure.

Foreclosure Help is available. Act now if you think you are going to be late on a mortgage payment.

If you anticipate being late on a mortgage payment, here's help for locating your lender to Stop Foreclosure Now.

By understanding your Adjustable Rate Mortgage, you can anticipate interest rate adjustments and plan for increases in your mortgage payments.

When promises to Sell Your House seem too good to be true, remember this fact. It is possible to sell a house and remain legally obligated on the mortgage. Find out more here.

A limited offer, Mortgage Debt Relief provided help for homeowners subject to additional income taxes.

Here's how to explain to your lender that you are trying to Prevent Foreclosure.

The first step to stopping Foreclosure is understanding its impact on your life. Save Your Home! Save Your Life!

How to take advantage of the current mortgage crisis to Stop Foreclosure. Learn from Donald Trump about negotiating a better deal.

Subprime Mortgage Loans fulfilled an important role in America by increasing homeownership but eventually they created a trap for home owners.

You are invited to discover why every homeowner with a Subprime Mortgage needs a long term plan.

Subprime Mortgages - Here is a long term plan I used to help homeowners transition to traditional mortgage financing.

Ask Kate About Loan Modification - Ask a question, get an answer from Kate.

Loan Modification Ask and Answer - A collection of questions regarding loan modification, Home Affordable Programs, HARP and HAMP, each with a individual answer from Kate.

A look back in history at FHASecure!