FHA Streamline Refinance

What could be simpler than an FHA streamline refinance?

Consider the simple requirements and phenomenal benefits to streamlining your FHA refinance.

FHA Streamline Loan Benefits

• FHA Streamline Loan Requirements
  1. Existing mortgage needs to be FHA
  2. No cash out allowed
  3. Mortgage payments should be current
  4. Refinance must result in reduced payments
  5. Owner occupied or investment properties


• FHA Streamline Loan Benefits
  1. Less paperwork on borrower's behalf
  2. Less underwriting creates swifter process
  3. Options to forgo appraisal*
  4. Closing costs can be financed into the loan amount
  5. Closing costs can be paid by increasing the interest rate
  6. Investment properties will not be appraised*

*Mortgage amount of FHA streamline refinance without an appraisal cannot exceed original loan amount.

FHA Streamline Loan And FHA Closing Costs

One myth surrounding the FHA streamline program is that there are no FHA closing costs. In fact, the closing costs are about the same as any other FHA refinance. One exception is no appraisal charge if an appraisal is not required.

Generous Homeowner Solution To Borrowing Cash

So if cash is what you're seeking, find a generous solution with a full FHA refinance.

Ask Kate About FHA Streamline Refinance

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