Finding Your Best Mortgage Lenders

by Nancy Gardner

Thanks, Kate for a very good web page. There is a lot of information regarding where to go for information in obtaining a mortgage loan. I, too have used the internet in looking up rates.


My personal preference is to go online and see what is available in the local area. I like to talk to a person one on one. Yes, most lenders will give you a phone number to call, but I still prefer to be able to go to the bank and see what options I may have.

This is particularly true if you are looking to refinance. Another consideration would be to talk directly to someone to see if there are penalties for an early payoff. Things also seem to go smoother in paper work if it is done directly through your local branch.

Usually you can work out a better mortgage rate if you already have an account or two at your local financial institution, but this doesn’t always hold true, so the internet most certainly is another option.

With economy the way it is today, finding your best options for a mortgage have to be given serious consideration and people need to shop around, so the internet is an ideal way to at least give you a guide.
Back to How To Compare Mortgage Rates Online - A collection of real life stories contributed to this website by Readers just like you.

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Finding Your Best Rate
by: Anonymous

Comparison shopping is always important in any major financial decision. Mortgage loans shouldn't be any different. Call 3 mortgage professionals, explain your situation, and compare both the rates and fees you are quoted. Be honest and tell them you are comparing their fees, and let them know what is important to you in a loan.
If you can get a referral from a friend or relative, that is a good starting point as well to make sure start the relationship on the right foot.


Good ideas
by: Anonymous

I prefer looking a banker in the eye too but admit holding onto this could keep me from getting the best deal when I refinance.


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You can also ask Kate about your mortgage at How to Find Your Mortgage Lender.

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