Before I share my first time home buyer advice Yogi Berra style, picture yourself waking up each morning in the home of your dreams. From front door to backyard, you've created a space belonging only to you!
**Super Kate Tip: Shouldn't you know your credit score?
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If you've never purchased a home before, how do you know where to begin? As Yogi Berra, America's beloved baseball icon once said,
"If you don't know where you're going, you'll end up somewhere else."
So as you are reading the rest of this page, imagine yourself living in your very own home.
Let's take the first step today in a journey to your intended destination. I believe home buying should be fun and exciting. Since you'll likely be in contact on a daily basis for several months, why not work with a compatible Realtor!
By learning how to choose a real estate agent, the hero of every home buyer's transaction, you'll find the adventure of buying a house becomes a lot less scary. And you won't end up somewhere else!
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As you interview real estate agents, look for an individual who listens to your home buying concerns and directly addresses questions. This is an indication that your best interests are being kept in mind.
It is also important to pay attention to how you feel when speaking with real estate agents. Which professional is passionate about home buying? Who puts you at ease?
High on my list as I interview Realtors is watching for individuals who admit they are unsure of an answer to my question. No matter how experienced, no one has all the answers.
So when I ask a question and hear the words...
followed by
...I feel refreshed. Possessing every answer is not what I care about. That is why I rarely make a decision based on age or even experience. A real estate agent with enough enthusiasm and energy to do that little bit extra is who I pick.
The important thing is, not only do you know where you're going, you are ready to hit the ball out of the park!
Almost everyone has heard of buying a bank owned home. The opportunity for instant equity is tremendous. Go next to Buying A Foreclosed Home where I answer common questions.
Ask Kate
What if you could ask a mortgage insider for first time home buyer advice? Now you can!
Ask Kate™ is specifically designed to answer your questions and create dialog regarding real estate and mortgage financing.
You'll also find a wealth of information at Kate's Best Mortgage Rate Blog packed with the latest additions to this website, interest rate updates and a fresh approach to real estate and mortgages.
Make your home buying a snap with the Home Buying Scorecard.
Do you know this about Fixer Upper Houses? Toilets determine the age of a house and other tips.
Private Money Lenders because rural properties need special consideration.
Low Down Payment Mortgage - The dilemma of a low down payment.
Start your wealth building now by buying a foreclosed home.
The First Time Home Buyer Credit could be yours even if you have previously owned a home.
Learn the differences between Residential Construction Loans - Mortgages designed for building homes.
When private mortgage financing originates between family members, property tax and mortgage interest deductions frequently come into question.
First Time Home Buyer Advice - You decided to buy a house! What's next?
Stories From Home Buyers - Meet Kate's home buying visitors who tell their stories and give advice for buying a house.
Ask Kate About Home Buying - Ask a question to get an answer from Kate.
How To Buy A House Q and A - A complete collection of questions about home buying, each with a individual answer from Kate
**Super Kate is wondering if you know YOUR credit score?**
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I finally came to grips with closing my mortgage company.
But I still wanted and needed to make money!
How To Buy A House Part 1 Meet your real estate agent and save yourself heartache and headache.
How To Buy A House Part 2 Meet your mortgage lender - Discover why closing loans requires more than quoting the lowest rate or taking an application.
How To Get A Mortgage Part 3 Meet your home inspector and avoid buying a money pit. It's THAT simple!
How To Get A Mortgage Part 4 Meet your real estate appraiser - Don't fall into the trap of thinking the appraisal assures you of a good deal.
How To Get A Mortgage Part 5 Meet your title insurance companies for little known coverage resulting in peace of mind.
How To Get A Mortgage Part 6 Meet your homeowners insurance agent because there is more to getting insurance than the cheapest quote.
How To Get A Mortgage Part 7 Meet your escrow and HUD 1 statement - Find out why escrow is the guardian of your real estate transactions.
Stories From Home Buyers - Meet Kate's home buying visitors who tell their stories and give advice for buying a house.
Ask Kate About Home Buying - Ask a question to get an answer from Kate.
How To Buy A House Q and A - A complete collection of questions about home buying, each with a individual answer from Kate
First time home buyer advice Yogi Berra style - Pat attention to this first time home buyer advice and get ready to hit the ball out of the park!