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Welcome to the Home Mortgage Tips And Forum Advice.
I'm Kate Ford author and publisher of this website. I will be your guide. Let's get started.
Begin with savvy home mortgage tips contributed by readers of this website. Then continue onto the Mortgage Forum to share your own online mortgage advice.
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Foreclosure Questions - Hi Kate, Will the bank call in my loan? When I bought the house I was making $50,000. I got laid off and now work for $32,000.
Mortgage Down Payment - Hi Kate, If I refinance with another bank, do I have to pay another mortgage down payment?
YSP Issue - My lender said the rate was high due to a small loan amount. Then I read the good faith estimate and saw the YSP baloney. I should gotten a much lower rate instead of him getting a kickback.
Yield Spread Premiums - To Kate and the Home Buyer asking about paying Yield Spread Premiums, we both agree $7,600.00 is too much!
Confusing Your House with an ATM Machine - I was a financial advisor for many years and I watched clients and potential clients use their house like ATM machines during the "good old days" a few years ago.
Best Mortgage Advice - Be Cautious - My mortgage advice is to do your own homework and remember, it is real money and not just figures on a sheet of paper.
Mortgage Advice Worth Every Penny - One Friday afternoon, I was preparing the closing papers for a young man who was tickled pink that he was about to purchase his first home.
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Best Mortgage Advice - Do Your Homework - The best mortgage advice is CHECK YOUR CREDIT REPORT FIRST!
Mortgage Advice - The Borrower Knows Best - I feel that the person in need of money is the best judge about his or her requirement.
Fannie Mae Freddie Mac Bailout - Fortunately, my home is paid off now.
Educate Yourself - Best Mortgage Advice - If you know the secrets of the trade, you are less likely to become a victim of unethical lending practices.
Best Mortgage Advice Concerning Foreclosure - It's very important to document any promises made and/or extensions placed.
Hope Is Best Mortgage Advice - But my dad didn't lose his hope.
Mortgage Pre Approval Not Prequalification - Discuss your finances with a mortgage lender before you compete for your dream house!
Best Mortgage Advice Skating A Fine Line - While it may not always be the most tasteful thing to do, switching lenders...
Best Mortgage Advice Equity Loans - My best home mortgage tips to anyone who owns a home is don't ever, ever, ever, get an equity loan if you can help it.
Best Mortgage Advice Best Mortgage Rate - How can I be sure that I am getting the best mortgage rate from my lender?
Best Mortgage Advice On Buying Points - Are points just a gimmick for the bank to get more money out of your pocket?
Second Mortgage Interest Rates And Fees - Kate, why are there so many fees on a 2nd mortgage loan?
Lock Answers by Kate - Learn the nitty gritty inside story of locking your mortgage rate.
Refinance Answers by Kate - Refinancing brings out opinions, for sure! Get the facts here.
Stories From Homeowners - With reversed rolls, Kate asks and Homeowners offer refinance advice.
Home Buying Answers by Kate - Learn how to buy a house. Unusual facts to aid your home buying experience.
Stories From Home Buyers - Meet Kate's home buying visitors who tell their stories and give advice for buying a house.
Credit Answers by Kate - Improving credit could change your life. Find how to get more than temporary results.
FHA and VA Answers by Kate - Clear the fog. The low down on VA and FHA loan requirements.
PMI Answers by Kate - Private mortgage insurance, friend or foe? Do you know how to get rid of it?
ARM Answers by Kate - Do you have an adjustable rate home mortgage? You can ask Kate for help.
Answers by Kate For Seniors - Reverse Mortgage, the unique income answer for retirees.
How To Compare Mortgage Rates Online - You'll enjoy this collection of homeowner experiences while shopping for lenders.
Kate's Mortgage Advice Forum - Savvy home mortgage tips contributed by readers of this website.
Mortgage News Opinions - Bold opinions of Joe Public regarding mortgage and real estate news.
Website Answers by Kate - Yes... Readers even ask Kate how to build a website.
Loan Modification Answers by Kate - Unique help for modifying your mortgage. Make sure you don't miss this.
Discuss Home Mortgage Tips at the Mortgage Forum
Kate's Guide To Getting Mortgage Advice
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I finally came to grips with closing my mortgage company.
But I still wanted and needed to make money!
Discover Kate's Best Mortgage Blog today. Keep up to date on what's new about mortgages and additional tips to unlocking the secret code of mortgage lending.
Where to find your best best mortgage advice or not!
What to do if your mortgage loan approval begins to hiccup.
How much can you afford in a mortgage payment and why your lender doesn't know.
Eliminate guess work and last minute surprises from buying a home with mortgage pre approval.
Discover how to compare mortgage closing costs to get the best rates for the least cost.
Why you should always compare mortgage interest rates - Because the lowest rate may not be your best deal.
How to know when to lock mortgage rates - You deserve reliability and peace of mind, don't you?
This expert online mortgage advice is guaranteed to make you a savvy mortgage shopper.
Nitty gritty mortgage interest rate lock agreements and why you also need a good faith estimate.
Ask Kate For Solutions - Ask a question to get an answer from Kate.