How To Get A Mortgage -- Meet Your Home And Fire Insurance Agent

How To Get A Mortgage is your premiere guide to financing and buying a house. You've met your Realtor, mortgage lender, inspector, appraiser, and title insurance companies. Now introducing your insurance agent.

You Deserve More Than Cheap Home Insurance

A home and fire insurance agent is another valuable team member for buying a house. It's not enough to shop for cheap home insurance. You want a great agent too.

I'll admit I have my favorites! My favorite homeowners insurance agent over the years has always been Richard.

Shopping for home and fire insurance can delay a transaction when you're buying a house. Richard understood the importance of closing on time. He often stood out as the hero of a timely transaction!

So look for a representative like Richard who spends adequate time answering your questions and cooperating with your mortgage lender.

Homeowners Insurance Quotes

Mortgage lenders require borrowers to purchase a homeowners insurance policy.

The insurance policy should make provisions for a house to be rebuilt to today's standards if damaged by fire. Additional coverage for belongings and homeowner liability are usually available.

Insurance quotes need to consider loan amounts. The lowest coverage may not satisfy your mortgage requirements. So ask your lender how much insurance you'll need to eliminate unpleasant surprises on the day of closing.

Tip: Condominium insurance included in homeowner dues may not provide adequate coverage. Discuss this with your insurance agent.

Home And Fire Insurance Protection

Here is a true story. Continue to protect a home, your largest investment, with fire insurance after you pay off a mortgage.

One of our friends, with retirement in mind, paid off his mortgage but forgot to renew the home and fire insurance. Not long after, California fires ravishing the hillsides destroyed his home. With no insurance reimbursement to rebuild the house or replace his personal belongings, he was forced to postpone retirement.

How To Get A Mortgage - Meet Your Guard Dog

We've reached the grand finale of How To Get A Mortgage, your premiere guide to buying a house. Meet escrow and the HUD 1 Settlement Statement.

Find out why escrow is the watch dog of the home loan process.

You Can Ask Kate How To Get A Mortgage

What if you could ask a mortgage insider how to get a mortgage and how to buy a house? Now you can!

Ask Kate™ is specifically designed to answer your questions and create dialog regarding mortgage financing.

Subscribe to Kate's Best Mortgage Rate Blog, an entertaining source of information. Kate knows how to translate the secret language of mortgage lending, making it easy for anyone to understand.

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Learn MORE About Your Dream Team

How To Buy A House Part 1 Meet your real estate agent and save yourself heartache and headache.

Discover local real estate agents by visiting Real Estate Directory USA at my website Prime Real Estate Articles. Appraisers, inspectors, home stagers too!

How To Buy A House Part 2 Meet your mortgage lender - Discover why closing loans requires more than quoting the lowest rate or taking an application.

Looking for a lender near your home? Check out List Of Mortgage Companies, my lender directory right here on Get Your Best Mortgage Rate.

How To Get A Mortgage Part 3 Meet your home inspector and avoid buying a money pit. It's THAT simple!

How To Get A Mortgage Part 4 Meet your real estate appraiser - Don't fall into the trap of thinking the appraisal assures you of a good deal.

How To Get A Mortgage Part 5 Meet your title insurance companies for little known coverage resulting in peace of mind.

How To Get A Mortgage Part 6 Meet your homeowners insurance agent because there is more to getting insurance than the cheapest quote.

How To Get A Mortgage Part 7 Meet your escrow and HUD 1 statement - Find out why escrow is the guardian of your real estate transactions.

The service provider directory is found at Title, Abstract Services and Escrow Agents - Please visit!

Stories From Home Buyers - Meet Kate's home buying visitors who tell their stories and give advice for buying a house.

Ask Kate About Home Buying - Ask a question to get an answer from Kate.

How To Buy A House Q and A - A complete collection of questions about home buying, each with a individual answer from Kate

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