How To Get A Mortgage -- Meet Your Professional Home Inspector

How To Get A Mortgage is your personal guide to team members involved in your mortgage application process. You've met your real estate agent and mortgage lender. Now let's get to know your home inspector.

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Your Professional Home Inspector

Most people buying a house want to know why they should consider hiring a home inspector while they are in the shopping stage. Few of us are thrilled over putting out additional money for a home we might not end up purchasing.

But without the professional home inspection checklist, it is difficult to know if the property under consideration is a good long-term investment. After all, who wants to own a money pit because of an emotional purchase.

Help With Buying A House

No house is perfect and the house you live in is no exception. The danger when buying a house the second or third time is that you'll be a pro at spotting the same tired problems you have now.

This familiarity can cause blind spots when you are shopping for a home. Your licensed home inspector gives an unbiased approach to your real estate transaction while performing a roof to foundation exam of the home under consideration.

Think of the home inspection checklist as a back stage pass to the condition of the house.

This alone is good reason to hire a property inspector who will go through the house on the look-out for not so obvious high priced trouble makers, such as inadequate electrical systems or issues with the foundation.

Negotiating The Home Inspection Checklist

In some cities, buyers negotiate repairs with the seller depending on the results of the home inspection.

Your Realtor can help with this. Items requiring attention on the home inspection checklist will form the basis of negotiations between you and your seller.

Peace Of Mind With Home Warranty

But no home inspection report can catch every single detail. Sometimes even big problems slip past the best home inspector.

So purchasing a home warranty on some of the more expensive components such as electrical, plumbing, heating and appliances can provide peace of mind.

If repairs are needed after the transaction closes, you already covered your bases with a home warranty. Again, this is another way a top rated real estate agent can assist.

How To Get A Mortgage - Your Real Estate Appraiser

Why do cups of tea, cute faces, antique books and jackets relate to property appraisals?

Find out why at Part 4 of How To Get A Mortgage and meet Les, Mike, Ernie and Larry.

Homeowners Ask Kate About Home Inspection

Home Buyer Inspection Good Idea - A home buyer inspection is definitely not throwing away money in most cases.

Test Drive Before Buying - Why a home inspection is like a test drive

Home Inspector Worth Weight In Gold - When you first realize how expensive the home buyer inspection is, the temptation comes to forgo hiring a home inspector.

Home Buyer Inspection - New York perspective on home inspection checklist

Unbiased Home Buyer Inspection - One Reader's call for concern

Buying A Foreclosure Home - Will the bank guarantee the condition of the house since the property is bank owned?

You Can Ask Kate How To Get A Mortgage Too

Ask Kate

What if you could ask a mortgage insider how to get a mortgage and how to buy a house? Now you can!

Ask Kate™ is specifically designed to answer your questions and create dialog regarding mortgage financing.

Subscribe to Kate's Best Mortgage Rate Blog, an entertaining source of information. Kate knows how to translate the secret language of mortgage lending, making it easy for anyone to understand.

Learn MORE About Your Dream Team

How To Buy A House Part 1 Meet your real estate agent and save yourself heartache and headache.

How To Buy A House Part 2 Meet your mortgage lender - Discover why closing loans requires more than quoting the lowest rate or taking an application.

How To Get A Mortgage Part 3 Meet your home inspector and avoid buying a money pit. It's THAT simple!

How To Get A Mortgage Part 4 Meet your real estate appraiser - Don't fall into the trap of thinking the appraisal assures you of a good deal.

How To Get A Mortgage Part 5 Meet your title insurance companies for little known coverage resulting in peace of mind.

How To Get A Mortgage Part 6 Meet your homeowners insurance agent because there is more to getting insurance than the cheapest quote.

How To Get A Mortgage Part 7 Meet your escrow and HUD 1 statement - Find out why escrow is the guardian of your real estate transactions.

Stories From Home Buyers - Meet Kate's home buying visitors who tell their stories and give advice for buying a house.

Ask Kate About Home Buying - Ask a question to get an answer from Kate.

How To Buy A House Q and A - A complete collection of questions about home buying, each with a individual answer from Kate

**Super Kate is wondering if you know YOUR credit score?**

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