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How To Improve Your Credit Rating - Free Credit Repair Advice

Credit questions? I've got answers! Improve your credit rating with amazing success. Ask Kate for practical credit repair advice.




Kendra's Story

Kendra's finances were a mess. I'd rarely seen such a sorry credit history. Was there any hope to fix a credit history this bad, I wondered. She'd been through a few tough years but now with a steady job, she was determined to turn her life around.

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As earnest as she was, I had little hope she could improve her credit scores enough to qualify for a mortgage and buy a home. Still I sent her home with my one year plan to fix her credit history.

Twelve months later, no one was more shocked than I when we reviewed her credit report together. I shouldn't have been so surprised. Kendra had followed my instructions carefully to improve her credit scores with amazing success.

Hear what my Readers say... "Kate, I wanted to take this opportunity to thank you for encouraging me to be more responsible with my credit." --KB


Repair Your Credit with Lexington Law and their 22 attorneys fighting for your right to accurate credit.

Ask Kate How To Improve Your Credit Rating

By the way, have you seen these questions from Kate's other readers?

Now you can ask Kate your questions. Improve your credit rating.

I see internet schemes all the time claiming to fix a credit report quickly. But you already know quick fixes don't work. What you're seeking is honest, trustworthy credit repair advice.

Go ahead. Ask Kate! Get Answers You Can Depend On.

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Have Some Fun! View Questions, Comments And Answers

Enjoy the following questions and comments from other readers as well as my answers. You can also have some fun. Add a comment and rate them too!

Improve Credit Rating To Buy A Home  I am trying to buy a home but I need to improve my credit rating and score by 20 points. A public records judgment should be taken off my record but ...

Credit Repair Help  Hi Kate, I need credit repair help . After divorce I was forced to file bankruptcy. I had wonderful credit and my husband took advantage if it. Debt ...

Credit Freeze And Joe Public  The credit freeze ...is it a good thing? Just wondering what people thought of the idea that the current credit freeze is a good thing. America owes something ...

Quit Claim Deed  Ask Kate: Will a quit claim deed help to save the credit score of a co-signer? My mother co-signed on my mortgage several years back at the suggestion ...

Mortgage With Fair Credit Score Ratings  Ask Kate: How To Get A Mortgage With Fair Credit Score Ratings Hello Kate, My wife and I currently own a townhouse worth $170,000 with houses selling ...

Mortgage Modification and Manufactured Homes  Ask Kate: Mortgage Modification and Manufactured Homes Hello Kate, my husband lost his job back in January. He is 63 years old. We have been living in ...

Quit Claim Deeds and Real Estate  Ask Kate: Quit Claim Deeds and Real Estate Question Kate, I made a huge mistake a few years ago and gave up interest on a condo without doing anything ...

Credit Score Ratings  Ask Kate: Credit score ratings - Oh no! I missed a payment. Hi Kate, How will one late mortgage payment affect my credit score ratings? Just this month ...

Refinance After Bankruptcy 
Regarding Refinance After Bankruptcy : My husband and I built a house in 1996. After running into financial difficulties and filing bankruptcy 5 ...

Credit Rating For Spouse  Regarding Credit Rating For Spouse: My husband has great credit and I don't. Can he apply for the mortgage in his name only? We are in Canada if that ...

Consumer Credit Help  We need consumer credit help . We applied for a US credit card from a large department store last summer. When we received the monthly credit card statements,...

Mortgage Credit Rating And Credit Score  Hi Kate, I have a question about my credit rating . I married my wife shortly after she purchased a house in her name. We have been paying the mortgage ...

Credit Freeze Hurts Independent Contractor  I've been hurt by the current credit freeze mainly because others have also been hurt. Personally I have good credit and when my credit was checked ...

Protect And Improve Credit Rating  Everyone agrees paying your bills on time will improve your credit rating , right? But what would you do if it came down to choosing between the mortgage ...

Credit Freeze Thoughts  I work in a business that is effected by the Credit Freeze . The main concern will be the holiday shopping season. Very few people will be spending ...

Credit Freeze  The subprime meltdown overflowing into a mortgage crisis and credit crunch is followed by almost one trillion dollars earmarked by the US Government to ...

Improve Credit Rating Settle Credit Card Debt  How can I improve my credit rating ? I'm attempting to settle an old debt with a credit card company in return for expunging their record from my credit ...

Need Help To Improve Credit Rating  Can you help me improve my credit rating ? I'm a college student that thought it would be a great idea to get a general credit card last summer. I searched ...

Improve Credit Rating After Bankruptcy  I was recently divorced and because of the debts of my spouse I unfortunately had to file bankruptcy. Needless to say, my near perfect credit went through ...

Improve Credit Rating After Foreclosure  What is the best way to improve your credit rating after a home foreclosure? And is it possible to get another mortgage loan? How can I repair my bad ...

Best Mortgage Advice How To Fix A Credit Score  I'm a student, and during my wild years in school I've managed to rack up a fair amount of credit card debt, about $2500. I need the best mortgage advice ...

Mortgage Advice About Shaky Credit  How does a non traditional home buyer with shaky credit get a mortgage? My husband and I do everything backwards. We got married and immediately had children....




Valuable Resource For My Home Buyers and Homeowners

SBI - A Fresh And Innovative Way To Create More Income - Kate's personal story of building this website.

How To Build, Strengthen and Recover Your Credit

Quick Facts on credit history and credit Scoring - How To Contact Major Credit Reporting Agencies

Six ways to fix your credit score. Have you seen your credit score? Lenders have & it can set your interest rate! See yours plus a free credit report, online in seconds.

Last year, paying old collections improved Wilson's credit score ratings. This year, credit report monitoring continues to protect Wilson's credit score ratings. Learn about identity theft protection here. Stay one step ahead of identity theft. Get LifeLock from $10/month.

Fixing Bad Credit - Discover this ten step plan to getting your credit back where you want it.

Refinancing With Bad Credit - How to avoid a future filled with credit problems

Mortgage Modification 911 - 8 Strategies To Stop Mortgage Foreclosure

Improve Your Credit Rating - She was determined to turn her credit around so Kendra wrote for help. You can Ask Kate for credit tips too!

Credit Rating Q&As - Find questions and answers relating to credit improvement, true life stories about mortgage credit, and credit repair information.

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