by Yvette
(Unknown)
Ask Kate: Looking For Credit Repair Secret
Kate, is there a credit repair secret to fixing bad credit? I have been trying to repair my credit for three years now and would hate to see that it will never get better because of the old debt. Is it true after 7 years that bad credit is removed from your credit report?
I made a couple of bad decisions when I was younger, one being the credit debt that I got into at age 18. I was not aware of the complications of this and have had bad credit for a while now.
It will be seven years next year and I would like to know if this will have any effect on getting a home loan. Will loan officers not see this old debt?
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Your friend,
Kate Ford
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