In the next two minutes you are going to learn how to ask questions that will guarantee low mortgage payments. In other words, here is how to qualify your lender!
Kate's Refinance Script:
I am thinking about refinancing. I bought my house two years ago and have an adjustable rate mortgage. I owe $(fill in your amount) on my mortgage. One of my goals is to get a fixed rate mortgage. Do you have a moment to answer a few of my questions?
Kate's Home Buying Script:
I plan on buying a house in the next few months. I'm a first time home buyer. My personal information is ready. Do you have a few moments to spend with me?
Shopping for the best mortgage rate? Hoping for low mortgage payments? Here is how to ask questions and qualify your lender.
Start by noting this initial information...
Tip: For getting your ducks in a row, use Kate's Mortgage Information Planner.
Since low mortgage payments are your goal, ask these questions regarding fixed rates...
Tip: Discover peace of mind with the best fixed rate mortgage.
Initial low mortgage payments end at some point during the term of the loan so ask these questions about adjustable rate mortgages...
Tip: Avoid surprises with your adjustable rate mortgage by understanding key documents.
Ask these questions about mortgage closing costs and good faith estimates...
Tip: How to reduce your mortgage closing costs.
Known for negatively impacting low mortgage payments, ask these questions about prepayment penalties...
Tip: Go here for prepayment penalty help.
How can you be sure of low mortgage payments if you don't ask these questions about locking your mortgage rate...
Tip: To make low mortgage payments your reality and avoid hidden fees, go to Lock Mortgage Rates - Avoid Hidden Fees
Ask if low mortgage payments are a trade-off for a no cost refi package...
Tip: How to know if your mortgage refi is worth the cost.
Another factor influencing low mortgage payments is the health of your credit. Ask these questions...
Tip: Learn my secret to improving your credit score.
Not all mortgage programs are created equal. Here are some programs you may encounter while shopping for a mortgage...
Tip: Discover your inner homeowner savvy by asking Kate about mortgage programs.
Understanding company policies are important...
Tip: Knowing what to ask is the first step to getting low mortgage payments. Use a separate list of these questions for each lender you qualify.
Haven't found what you're looking for? Here's the solution! Go ahead and Ask Kate for answers.
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