Mortgage Broker Fees - Get 'Em In Writing

Be a good neighbor. Tell your friends to get mortgage broker fees in writing! Why? Otherwise your mortgage rate lock is meaningless.

If you do not learn anything else on my website, pay attention to this formula:

Written Rate Lock Agreement + Written Mortgage Broker Fees = Getting Your Best Mortgage Rate.

In other words, if you don't get your mortgage rate lock and your mortgage closing costs in writing, your rate and fees are not guaranteed.

How To Guarantee Your Rate And Fees

I know, I know, interest rates can be locked over the phone. And yes, mortgage closing costs can be quoted over the phone. In fact, the article explaining how to lock mortgage rates over the phone and still avoid hidden fees is authored by me.

But please listen to me. You must get your good faith estimate in writing. It is also a necessity to receive your mortgage interest rate lock agreement in writing. Both are needed immediately.

How is that possible, you ask?

After locking in your mortgage rate, immediately follow with this inquiry.

"Now will you please fax my mortgage closing costs and my rate lock agreement?"

Or ask for an email. Offer to drop by the office in an hour to pick them both up. Whatever you do, get them in writing that day!

Tell everyone you know, your friends, your co-workers, your family! Protect the future of your mortgage payments by getting your mortgage broker fees and rate lock details in writing the same day you lock!

Guarding Your Mortgage Rate Lock Agreement

Frustrated over losing a mortgage rate lock? I understand. Get the inside story and solutions at Yield Spread Premium - Say What?

Ask Kate To Translate

Ask Kate at Get-Your-Best-Mortgage-Rate.com

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Now you can!

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Return home to Get-Your-Best-Mortgage-Rate from Mortgage Broker Fees

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Finding The Help You Need For Locking Rates

My Interest Rate Lock Guarantee - Help for timing your rate lock.

The best solution to avoiding hidden fees is to ask the right questions before you lock mortgage rates.

All about getting mortgage broker fees in writing - Otherwise your rate lock is meaningless!

How good is a mortgage interest rate lock guarantee? In the end, you have to read your lender's paperwork.

Because Yield Spread Premium is a common reason for losing your rate lock, here is the insider scoop on this odd sounding term.

Questions to Ask BEFORE You Lock

Ask Kate about locking - Ask a question and get an answer from Kate.

Search Readers' questions and Kate's answers at Mortgage Rate Lock Center






Mortgage Broker Fees -- Protect your loan by getting your mortgage broker fees in writing!