Mortgage Broker Fees - Get 'Em In Writing

Be a good neighbor. Tell your friends to get mortgage broker fees in writing! Why? Otherwise your mortgage rate lock is meaningless.

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If you do not learn anything else on my website, pay attention to this formula:

Written Rate Lock Agreement + Written Mortgage Broker Fees = Getting Your Best Mortgage Rate.

In other words, if you don't get your mortgage rate lock and your mortgage closing costs in writing, your rate and fees are not guaranteed.

How To Guarantee Your Rate And Fees

I know, I know, interest rates can be locked over the phone. And yes, mortgage closing costs can be quoted over the phone. In fact, the article explaining how to lock mortgage rates over the phone and still avoid hidden fees is authored by me.

But please listen to me. You must get your good faith estimate in writing. It is also a necessity to receive your mortgage interest rate lock agreement in writing. Both are needed immediately.

How is that possible, you ask?

After locking in your mortgage rate, immediately follow with this inquiry.

"Now will you please fax my mortgage closing costs and my rate lock agreement?"

Or ask for an email. Offer to drop by the office in an hour to pick them both up. Whatever you do, get them in writing that day!

Tell everyone you know, your friends, your co-workers, your family! Protect the future of your mortgage payments by getting your mortgage broker fees and rate lock details in writing the same day you lock!

Guarding Your Mortgage Rate Lock Agreement

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