Kate's Mortgage Rate Lock Guarantee

My mortgage rate lock guarantee is an insider's view on locking mortgage rates. Are you unsure about when to lock? You are not alone.

Interest rates are not predictable and I should know!

Hi, my name is Kate and I am a retired mortgage broker. For over 20 years, I personally helped thousands of people obtain mortgage financing. My favorite saying used to be, "When in doubt, lock!"

Lowest Current Mortgage Interest Rates

Check here for current mortgage rates No need to hunt through confusing websites.

Clients often asked me...will mortgage interest rates go up or down tomorrow...when is the best time for a mortgage rate lock...how do I get the lowest current mortgage interest rates?

For over 20 years, I had one answer to these questions. I called it Kate's Mortgage Rate Lock Guarantee. Today, I continue the same advice.

Kate's Interest Rate Lock Guarantee

Mortgage interest rates are guaranteed to...

• Go up
• Go down, or
• Stay the same

It's my opinion that it is better to lock sooner rather than later. I saw more borrowers lose than win holding out for what they thought would be lowest current mortgage interest rates. Statistics bare out the truth that gamblers lose far more than they win.

So my advice is don't be a gambler.

This common sense approach can be summed up in the old saying,

"A bird in the hand is worth two in the bush."

In other words an interest rate that you know is most likely better than the interest rate you are holding out for.

Locking in your rate is the key to low mortgage payments. Make sure you get answers to these important questions about your mortgage rate lock.

After all, it's your home and your mortgage. You deserve the best!

Nitty Gritty Mortgage Rate Lock Agreements

Now it's time to discover what fingernails have to do with locking in your interest rate.

First, the question Robert asks and then my answer at Nitty Gritty Mortgage Interest Rate Lock Agreements.

Tip: You can also use this toolbar to search. Enter your subject and you'll be instantly guided to the information you're seeking.

Custom Search

Kate's Blog is here. Keep up to date on the lowest current mortgage interest rates.

Valuable Resource For My Home Buyers and Homeowners

Readers' Questions And Opinions On Mortgage Rate Lock

Mortgage Rates And Refinancing
My fault for not asking enough questions, I foolishly locked in.

Refinancing Advice For Ethics
Why would the Golden Rule help with your rate lock decision?

Refinancing And Rate Lock
This Reader would break the rate lock because...

How To Lock A Mortgage Rate
Is a purchase and sale contract in order lock a rate?

Break A Lock - Ethical or Unethical
I would not break my lock because good relationships are scarce.

Lowest Mortgage Rate
If it's legal I'd switch after locking my interest rate.

Switch Mortgage Lender or Not
I would not feel right switching lenders after locking my rate.

Refinancing Advice Needed
Homeowner seeks solution to getting a lower mortgage rate.

Level Headed Homeowner
Home buyers and lenders work together to achieve a win-win result.

What Did You Sign?
Read your mortgage rate lock agreement to understand your rights and obligations.

Upfront Rate Lock Talk
Talk with the broker at time of application about lock policy.

Breaking Mortgage Locks
Normally rates don't change much but these are extraordinary times.

It's normal for you to have questions about locking in mortgage rates. To see more questions Readers just like you often ask, go to Ask Kate and get my answers, solutions and tips.

Don't Miss A Word Of These Unique Mortgage Tips From Kate Ford

Lock Mortgage Rates - How To Avoid Hidden Fees

Mortgage Broker Fees - Get 'Em In Writing, Writing, Writing

Yield Spread Premium - Say What?

Questions To Ask BEFORE You Lock

Home to www.Get-Your-Best-Mortgage-Rate.com

Top of Mortgage Rate Lock

Tip: You can also use this toolbar to search. Enter your subject and you'll be instantly guided to the information you're seeking.

Custom Search

Bookmark And Share This Page

Go ahead and bookmark Kate's Mortgage Rate Lock Guarantee. This way you can easily return to review the keys to finding your best mortgage rate.