Kate's Mortgage Information Planner
Organize and Save Time

Refinancing? Buying a house? Save time with my free Mortgage Information Planner! Use it to get your ducks in a row before calling your lender. It only takes a little preparation to increase your chances of a successful loan process.

Mortgage Information Planner

Don't wait until the last minute to get your paperwork in order. Start now and I guarantee you'll impress your lender! Here's the information you'll need to provide, grouped by category.

(You'll be referring to this checklist over and over. Bookmark this page so you can easily return.)

Initial Information

  • Home address
  • Mailing address
  • Home phone number
  • Cell phone number
  • Email address
  • Birthdate
  • Social security number
  • Drivers license
  • Resident Visa, for non-US citizens

Housing History

  • Home addresses, last 24 months
  • Landlord names, addresses, and phone numbers, last 12 months
  • Current home loan statement

Job History

  • Employer's name, address and phone number, last 2 years
  • Beginning and ending dates for each job, last 2 years
  • Explanation of job gaps, last 2 years
  • Certificate of Eligibility and DD 214, for VA loans
  • College diploma in the absence of job history

Income Documentation

  • Current pay stubs
  • W2 statements, last 2 years
  • Tax returns, last 2 years for self-employed, retirees, RE investors
  • Current year profit and loss statement for self-employed
  • Divorce decree, spousal maintenance plan, receipt of payments
  • Divorce decree, child support plan, receipt of payments
  • Social Security benefit verification letter, receipt of payments
  • Pension verification letter, receipt of payments


  • Bank statements, all pages, last 2 months
  • Investment statements, all pages, last 2 months
  • Rental agreements, for real estate investors
  • Amount of gift from relatives or other acceptable sources


  • Divorce decree and child support plan, if making payments
  • List of debts, credit cards, car, motorcycle, RV, boat, student, bank loans
  • List of co-signed loans and mortgages
  • Loan statements of financed rental properties, for real estate investors

Credit History

  • Copy of credit report if available
  • Written explanation of credit issues
  • Bankruptcy documents
  • Bankruptcy discharge
  • Foreclosure documents
  • Paid collection receipts
  • Lien releases


  • List of home improvements
  • Final paperwork from previous refinance or home purchase
  • Property tax statement
  • Homeowner insurance statement

Home Buying

  • Realtor contact information
  • Purchase and Sale Agreement, for Purchasers
  • Purchase and Sale Agreement, for Sellers
  • Homeowner insurance contact information

Condominium Information

  • Homeowner association contact information
  • Amount of monthly dues

Raise your luck sky-high by using this checklist! Prepare before you call your lender!

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Tell a friend about my checklist! Help them get their ducks in a row with Kate's Mortgage Information Planner.

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