Kate's Mortgage Information Planner

Improve your luck with my free Mortgage Information Planner.

To save the most money, prepare before you call your lender with this checklist. You will greatly increase your chances of getting the lowest monthly house payments.

Personal Mortgage Information Planner

• Initial Information
  • Home address
  • Mailing address
  • Home phone number
  • Cell phone number
  • Email address
  • Birthdate
  • Social security number
  • Driver’s license
  • Resident Visa (if not a US citizen)

• Housing History
  • 24 months of home addresses
  • 12 months of landlord’s name, address, and phone number
  • Final paperwork from previous refinancing or purchase of home
  • Current home loan statement

• Job History
  • Employer’s name, address and phone number (last 2 years)
  • Beginning dates for each employment (last 2 years)
  • Reason for any job gaps (last 2 years)
  • Certificate of Eligibility and DD 214 (for VA loans)

• Income Documentation
  • Current pay stubs
  • W2s (last 2 years)
  • Tax returns (last 2 years-for self-employed, retirees and real estate investors)
  • Current year’s profit and loss statement (for self-employed)
  • Divorce decree and child support plan if receiving payment

• Assets
  • Bank statements (last 2 months)
  • Investment account balances
  • Rental agreements and monthly statements (for real estate investments)
  • Anticipated amount of gift from a relative

• Liabilities
  • Divorce decree and child support plan if making payments
  • Bankruptcy documents with discharge page
  • Monthly payments (such as credit card payments, car, motorcycle, RV and boat loans, student loans and personal bank loans)

Use this checklist! Prepare before you call your lender!

Finding The Help You Need For Refinancing

Refinancing Advice - Your opportunity to get down to earth refinance nuts and bolts from Kate, your home loan insider.

Announcing Kate's Information Planner - To save money, get your ducks in a row first.

Are you a homeowner trying to decide if Mortgage Refi is worth the cost?

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Surprise, it's a barn! Is a Certificate Of Occupancy necessary for your home loan refinance?

Refinance With Cash Out - Where is my loan approval?

Save Money Using My Special Refinance Formula "I am a great believer in luck, and I find the harder I work that the more of it I have." --Stephen Leacock

Fresh Refinance Ideas - There are reasons why and why not to refinance promoted by the media, mortgage lenders and financial gurus. The fact is, only you can decide.

What can you do when Refinancing With Bad Credit threatens to derail your dreams?

You don't know it yet but the secrets I am about to share with you have never been explained anywhere else. Secrets To Refinancing

Low Payments For Home Owners - Before you decide on a company, learn how to ask questions and qualify your lender.

Don't be distracted by refinancing lingo. You just need my 10 best kept secrets to Low Mortgage Payments.

Ask Kate About Refinancing - Ask a question to get an answer from Kate.

Refi Ask and Answers - A collection of refinancing questions, each with a individual answer from Kate

Return to the home page from the Refinance Collection

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