Kate's Mortgage Information Planner
Improve your luck with my free Mortgage Information Planner.
To save the most money, prepare before you call your lender with this checklist. You will greatly increase your chances of getting the lowest monthly house payments.
Personal Mortgage Information Planner
Initial Information
- Home address
- Mailing address
- Home phone number
- Cell phone number
- Email address
- Birthdate
- Social security number
- Drivers license
- Resident Visa (for non-US citizens)
Housing History
- 24 months of home addresses
- 12 month record of landlord names, addresses, and phone numbers
- Final paperwork from previous refinancing or purchase of home
- Current home loan statement
Job History
- Employer's name, address and phone number (last 2 years)
- Beginning dates for each employment (last 2 years)
- Reason for any job gaps (last 2 years)
- Certificate of Eligibility and DD 214 (for VA loans)
Income Documentation
- Current pay stubs
- W2s (last 2 years)
- Tax returns (last 2 years-for self-employed, retirees and real estate investors)
- Current year's profit and loss statement (for self-employed)
- Divorce decree and child support plan if receiving payment
Assets
- Bank statements (last 2 months)
- Investment account balances
- Rental agreements and monthly statements (for real estate investments)
- Anticipated amount of gift from a relative
Liabilities
- Divorce decree and child support plan if making payments
- Bankruptcy documents with discharge page
- Monthly payments (such as credit card payments, car, motorcycle, RV and boat loans, student loans and personal bank loans)
Use this checklist! Prepare before you call your lender!
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