Fresh Refinance Ideas And Advice
Your refinance deserves a fresh approach.
**Super Kate Tip: Shouldn't you know your credit score?
Free Credit Score - See yours at CreditReport.com!**
Picture your next family gathering. Everyone is sitting around the dinner table. You casually mention that you are contemplating a new home loan.
Oops, too late! Someone tells a story about why their home loan experience was so great. Another tells a tale of mortgage horrors. I won't go on...
Fresh Refinancing Advice
There are reasons why and why not to finance your home promoted by the media, mortgage lenders and financial gurus. The fact is, only you can decide. Your reason is the REAL reason. It all depends on your circumstances.
So stop looking to so-called experts and trust yourself. You already know if refinancing is the best plan for your situation. Your opinion is what truly matters.
Refinance And Smile
Ask Kate
Hi, my name is Kate Ford. I have financed thousands of mortgage loans for over two decades. I witnessed every variety of homeowners' reasons.
As an example, I watched as one family financed their home for orthodontic braces for their children.
Was that a good reason? Truthfully, I don't know. They thought it was right for them. The new mortgage provided their children a life-time of smiles.
Discover Kate's unique list of reasons based on 20 years of refinancing mortgages. You decide. It's your home and your home loan.
Innovative Reasons To Refinance
- Adjustable mortgage rates soar
- Adoption expense
- Avoid mortgage foreclosure
Strategies to mortgage loan modification
- Bad credit repair
- Balloon payment due
- Best mortgage rate
How to compare mortgage interest rates
- Buy a new car
- Buy a motor home
- Buy a vacation home
- Cash for divorce settlement
- Cash out a joint owner on title
- Change loan servicers
- Clear collections and liens
- Close delayed escrow
- Debt consolidation
- Establish savings
- Finance lease options
- Finance rent to own homes
- Flexible rate mortgage too high
Find the cure to subprime mortgages
- Free up VA eligibility
- Go back to college
- Home additions
- Home repairs
- Improve credit scores
- In vitro fertilization
- Invest in commercial property
- Invest in stock market
- Landscaping
- Lengthen term to get lower mortgage payments
- Line of credit
- Low mortgage payments
Discover low mortgage payments
- Medical and dental procedures
- Mortgage rates are going higher
- Mortgage rates are going lower
- Move to a 30 year fixed rate mortgage
- Pay delinquent property taxes
- Pay IRS back taxes
- Pay real estate assessments
- Pay off car loans
- Pay off construction financing
Residential construction loans explained
- Pay off credit cards
- Pay off lines of credit
- Pay off medical bills
- Pay off other real estate loans
- Pay off personal loans
- Pay off 2nd mortgages
- Pay off seller financing
- Pay off student loans
- Pay off subprime mortgages
Solutions to subprime mortgage loans
- Reduced debt ratios
- Reimburse family members
- Reimburse retirement account
- Reimburse savings
- Remodel kitchen and bathrooms
- Remove private mortgage insurance (PMI)
- Rental property purchase
- Send children to college
- Shorter time to pay off mortgage
- Start a business
- Travel
- Wedding
You decide! It's your home and your home loan. You deserve the best!
Manage And Protect YOUR Credit
Super Kate wants you to know your lender is looking at your credit score. Shouldn't YOU be checking it too?
Get Your Credit Score! It's fast, free and easy!
Here's a home improvement tip. My friend's website, Free Pergola Plans, guides you through all stages of building a beautiful garden pergola, including finding tools and materials, planting, design and landscaping ideas, choosing kits, furniture and accessories.
**Super Kate is wondering if you know YOUR credit score?**
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Haven't found what you're looking for? Here's the solution! Go ahead and Ask Kate for answers.
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Finding HELP You Need For Refinancing
Refinancing Advice - Your opportunity to get down to earth refinance nuts and bolts from a mortgage insider.
Announcing Kate's Mortgage Information Planner - To save money, get your ducks in a row first.
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Save Money Using My Special Refinance Formula "I am a great believer in luck, and I find the harder I work that the more of it I have." --Stephen Leacock
Fresh Refinance Ideas - There are reasons why and why not to refinance promoted by the media, mortgage lenders and financial gurus. The fact is, only you can decide.
What can you do when Refinancing With Bad Credit threatens to derail your dreams?
You don't know it yet but the secrets I am about to share with you have never been explained anywhere else. Don't miss Ask Kate's Secrets To Refinancing!
Low Mortgage Payments For Home Owners - Before you decide on a company, learn how to ask questions and qualify your lender.
Don't be distracted by refinancing lingo. You just need my 10 best kept secrets to Low Mortgage Payments.
Ask Kate About Refinancing - Ask a question to get an answer from Kate.
Refi Stories - A collection of refinancing stories told to Kate by current homeowners.
Refi Ask and Answers - A collection of refinancing questions, each with a individual answer from Kate.