Refinancing A Mortgage - Questions & Stories

Welcome to Refinancing A Mortgage where you'll find questions, advice and stories contributed by visitors to Get Your Best Mortgage Rate.

Your Guide - Ask Kate

I'm Kate Ford, author and creator of this mortgage website, Get-Your-Best-Mortgage-Rate.com. I will be your guide.

Enjoy these mortgage refi questions (answered by your guide) and stories and advice as told by current homeowners. Lastly, near the bottom of this page are helpful sources of even more tips from me, Ask Kate, where you can own my brain!

New! Most Recent Questions About Refinancing A Mortgage

Cautionary Cash-Out Mortgage Refinancing Tip - We hope to refinance to get a lower interest rate and cash-out some of our equity to remodel the home. Is there any advice you can offer to help us?

Refinancing a Home Mortgage to Save Money I Think - We were told that in addition to HARP, we qualified for another program. But the mortgage closing costs continue to rise, from $100 to $4,000.

Cash-Out Refi with Nationwide Mortgage Lender - We want a cash-out refinance for our girls' tuition. How long will it take until we have the cash in our hand?

Refinancing with 10 Year Mortgage Rates - I have $81,000 left on a 15 year fixed rate mortgage at 5.5 percent. We want lower payments with a better rate and I think we can get both. Should we go with a 10 year fixed?

Dreaded IRS Form 4506 and Mortgage Refi - The lender offered us a no appraisal, no proof of income refi on our mortgage. Now they require an IRS form 4506. Is this legal?

Readers Ask About Refinancing A Mortgage

Good Faith Estimate Form vs HUD 1 Settlement Statement - On my good faith estimate, I received a credit of $2,543, but my HUD-1 shows only $1850. Are they trying to get one over on me? Can they do this?

Should I Lock Or Float A Mortgage Interest Rate? - My mortgage broker for my refinance is recommending to float my interest rate. Are there additional fees? How risking is floating my mortgage rate?

Pros And Cons Of Refinancing My Mortgage - Kate, is this mortgage refi worth the cost? Am I missing something? They have the papers ready to sign.

Refinancing Investment Property - Ram's real estate rental investment has a home appraisal value that's 20 percent less than his mortgage. He's asking for refinancing options.

More Readers Ask About Refinancing A Mortgage

Co-Borrower Refinancing Questions - Pros and cons of adding a co-borrower to an existing mortgage.

Mortgage Refinancing In South Carolina - We own the land and are looking for a mobile home but need to finance the well and septic along with the home.

Refinancing Guidelines For Vacation Homes - John, lenders are not shy about checking on occupancy. My advice is to toe the line on occupancy certification.

Should I Refinance My Mortgage - Having the housing market the way it is now with prices not increasing, do you believe it is a good idea to increase the loan balance now hoping to save in the long run?

Refinance Fees TOO High - Is the Compensation From Rebate of $4839 just a way for the broker to make cash by giving me a higher interest rate?

How Does Refinancing Work With PMI - Seems crazy that PMI has increased SO much! We are not in dire straits, but our monthly payments are becoming increasingly a strain.

Monthly Payments On Mortgage - For my HARP refi, do I have to make my August payment even though I'm preapproved. We are extremely low on cash.

Reader Advice For Refinancing A Mortgage

Refinancing Advice For Financial Trouble - All these taxpayer dollars and none of it helps us.

Ask Before Your Refinance - By changing from an interest only mortgage to a fixed rate mortgage, how much more would they be paying per month, and overall, in interest rates.

Mortgage Refinancing Advice - I would encourage anybody to refinance during this bleak time in our economy.

Reader Advice For Refinancing A Mortgage

Refinancing Advice Look Carefully - Make sure you know exactly what you are getting before you sign that dotted line.

My Mortgage Rate Refinance - Mortgage rates were a lot higher then the media reported which is why I expected my mortgage rate refinance to drop more.

Enjoying Mortgage Rate Refinance Benefits - The recession and trauma created in the financial industry created a tough time for me to refinance.

Reader Advice For Refinancing A Mortgage

Interest Rates and Mortgage Rate Refinancing Advice - Check your penalties and fees, check your rates and try to get a low fixed rate mortgage.

Home Mortgage Refinance Gets Appraisal Shock - We were only shocked when we were told the new value of our home.

3 Important Refinance Questions - There are lots of charlatans who masquerade as benevolent lenders.

Reader Advice For Refinancing A Mortgage

Ask Now or Pay Later Refinancing - Find out if your lender has options other than refinancing your mortgage.

Three Refinancing Questions For Friends - Three questions I would recommend my friend ask when refinancing...

The Ultimate Refinance Question - To do or not to do, your dollar doesn't stretch as far and things are maybe beyond reason.

Reader Advice For Refinancing A Mortgage

My Refinancing Advice - If you are adding debt into a refinanced mortgage every year, you could be in for a lot of trouble.

Refinancing Benefits - I do not wish to refinance again but it did help me out of tight situations in the past.

Are You Ready To Refinance - First, figure out what you can truly afford.

Reader Advice For Refinancing A Mortgage

Save Money Refinancing - We paid our home off before we reached the age of 50 and it felt so very good.

Refinancing Advice For Financial Crisis - I met the person in the bank to sell the jewels.

Refinancing Advice-Home Equity Loan - Refinancing advice from a financial adviser provided me with a solution to pay off my mortgage faster.

Refinancing Advice From Successful Homeowner - By refinancing, I reduced my total monthly pay-out by $600.00 a month.

Proactive Homeowner With Refinancing Advice - While the payments are now much higher per month than the low introductory payment amounts were, we are locked in at a good interest rate for the next 30 years.

Reader Advice For Refinancing A Mortgage

Refinance Seemed Good Idea-Refinancing Advice - With the housing market like it is, we are almost 15,000 upside down and unable to sell.

Refinancing Advice-Protect Yourself - See if you can consolidate outstanding debt.

Refinancing Advice - Rate is not always the most important factor.

Reader Advice For Refinancing A Mortgage

Three Questions To Ask - Rate and fees, monthly payment, and are there penalties for early payoff?

Refinancing Advice For Friends - If your lender refuses to stand behind its estimate, go elsewhere.

Experienced Refinancing Advice - Without a thorough understanding of the costs of the loan, you can't compare one lender to another accurately.

Question and Answer - Best Mortgage Rates and Refinancing

Just can't get enough refinancing stories? Well, here's more for you! Go next to Your Questions - Best Mortgage Rates and Refinancing where you are going to love my answers to questions as asked by homeowners who visit Get-Your-Best-Mortgage-Rate.

Ultimate Collection of Ask Kate Articles - Cruise My Site

Ask Kate For Refinancing Advice

Kate's Refinance Guide

Blockbuster Article Collection A-J

Blockbuster Article Collection K-Z

Assistance A Click Away

Haven't found what you're looking for? Here's the solution! Go ahead and Ask Kate for answers.

Return home to Get-Your-Best-Mortgage-Rate.com from Refinancing A Mortgage

Help Spread The Word

Please come back and visit often. Help me spread the word by sharing Refinancing A Mortgage with your friends using these easy social bookmarking buttons.