Refinancing Advice From Succesful Homeowner

by Rose
(Georgia, USA)

Refinancing advice from a successful homeowner who has discovered the key to refinance -- A good credit rating! It's great to hear a success story in the midst of gloom and doom. Here's how she increased her cash flow to take care of her family. --Kate

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Dear Kate, I recently refinanced my home loan, it was a very easy process, one of the benefits of maintaining a good credit rating is that your mortgage broker will stay in touch with you and inform you of when it would be beneficial for you to refinance.

I was able to obtain a much better interest rate, reduce my monthly payment by close to $200 and roll in other debt. As a result of the refinance I was able to reduce my total monthly pay out by $600.00 a month.

As you can imagine this make a great impact on my cash flow and resulted in things not being as tight in my family. Rose

Kate Answers:

Dear Rose, Your refinancing advice on maintaining good credit is essential to home buyers and homeowners today.

Lenders are reluctant to mortgage a homeowner who has not made an effort toward responsible credit usage.

But America does not need mortgage lenders to convince them of the benefits of good credit. Regardless of current lending practices, strong credit histories will help create a strong future for homeowners and America as a whole.

Rose, I hope you'll invite friends to comment on this page. I also hope you'll come back to contribute again in the future. Of course, all of my information is free. So remember to add Get Your Best Mortgage Rate to your favorites and visit it often.

Best Wishes,

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P.S. Go to my Best Mortgage Rate Blog, an entertaining source of mortgage information. Subscribe now to the RSS feed.

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