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Refinancing Advice - Nuts and Bolts

Refinancing advice is everywhere. But what you want is dependable answers to your questions.

Kate of Best Mortgage Rate

We all know what an experience it is to apply for a mortgage! Emotions can bounce from confusion to exhilaration. Here's your opportunity to get down to earth answers from a mortgage insider. Or if you'd rather tell a story about your refinance, that's okay too.

Discover other readers' questions and stories followed by my refinance advice. Add a comment too.

From calculating the cost to refinance to refinancing with bad credit, every question is a good question. Now it's time for the nuts and bolts.

It's So Easy To Ask Kate!

Discover my fresh approach to mortgage lending. Ask me for refinancing advice.

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Have Some Fun! View Questions, Stories And Answers

Enjoy the following questions and stories from other readers as well as my refinancing advice. You can also have some fun. Add a comment and rate them too!

Save Money Refinancing  starstarstarstarstar
How To Save $9,000 Without Really Trying

We refinanced our home several years ago. We had a 30 year fixed loan and we refinanced to make our loan a ...

Confused In Need of Refinancing Advice  starstarstarstarstar
I am a forty eight year old female who owns her own home. I have a Home Equity Line Of Credit with a major mortgage lender. I was married for twenty five ...

Refinancing Benefits  starstarstarstarstar
Through the years and two different homes, I have refinanced three times. It is rather stressful, but not nearly as difficult to deal with as the original ...

Request Refinancing Advice For Financial Trouble  starstarstarstar
Like a lot of American Families ours is in financial trouble. Savings are nill. My wife has several credit card debts with outstanding judgments. Every ...

Are You Ready To Refinance  starstarstarstar
Here are easy steps to determine if you are ready for refinancing. As anyone who's read the paper or watched television in the last few months knows, the ...

To Do Or Not To Do The Ultimate Refinance Question  starstarstarstar
The economy is failing, your dollar doesn't stretch as far and things are maybe beyond reason. Something that may be in your mind is it worth it to refinance ...

Refinancing Advice For Financial Crisis  starstarstar
Refinancing advice for the material sale that is kept in banks. I wanted some cash for meeting out some medical expenses which was obtained from the bank ...

Refinance Decision Require Savings  starstarstar
My parents were trying to refinance their home. The mortgage company that they were working with told them in order to do the refinance that they needed ...

Well I was gonna refinance  starstarstar
I used to think refinancing was great, when the economy was up and nobody was in fear of losing their jobs. At this point in time, I believe refinancing ...

My Refinancing Advice  starstarstar
My husband and I have refinanced in the past. Once we refinanced and added some existing debt into the mortgage which lowered our payments by a few hundred ...

Refinancing Advice During Bankruptcy  Not rated yet
I decided to publish this story, even though on first glance I did not think it related to mortgage refinancing advice . See what you think. Scott has ...

Refinancing Advice For House Values  Not rated yet
Needed: Refinancing advice regarding dropping house values -- Kate, If mortgage interest rates go down, I'd love to take advantage of them. I have a primary ...

Getting Ready To Refinance  Not rated yet
Dear Kate, We are getting ready to refinance our home and first of all I just got my credit scores and am surprised. My surprise was that two of the scores ...

Seeking Refinancing Advice   Not rated yet
I need refinancing advice because I am trying to refinance my house to get out of credit card debt and my mortgage. I didn't know it was simple interest ...

Homeowner Considers Refinancing  Not rated yet
Kate, I refinanced my home two years ago to do much needed repair. At the time I did not have a car note. My car put me down so I had to get a car. My ...

Refinancing Advice Why Rates Change Before Closing  Not rated yet
Refinancing advice to avoid surprises... During a refinance of my home, I called a mortgage rep and we went over credit and income and available programs....

Confused In Need of Refinancing Advice  Not rated yet
I need refinancing advice...I always get confused with mortgage lenders who have been speaking in puzzles. I currently own a house and since interest rates ...

Mortgage Refinance with Bad Credit  Not rated yet
Refinancing Advice Question: My husband and I financed our home at 9.35% due to credit problems. But we worked very hard to get our scores up and succeeded....

When Is It Smart To Refinance A Home Mortgage  Not rated yet
When is it smart to refinance a home mortgage? My husband and I bought our house in December 2006 with a 6.25% 30 year fixed rate, $200,000 loan with no ...

Mortgage Refinancing Advice  Not rated yet
Help! I need refinancing advice! Is there any way I can refinance my mortgage if my property is valued at less than I owe my present mortgage company? I ...

How To Refinance and Break Even  Not rated yet
I need refinancing advice. My refinance was just 6 months ago into a 30 year fixed rate mortgage at 6.75%. I'm curious about the break-even point in refinancing....

Refinance Frustrations  Not rated yet
Refinancing advice needed. I want to refinance and am annoyed by the bank's run-around. My wife and I are considering refinancing our home we bought last ...

Contact Kate To Know If Refinancing Is Worth the Cost  Not rated yet
Great mortgage question for Refinancing Advice ! I am considering refinancing my home. Don't need the money now. Are the added costs worth it if the ...

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