Refinancing Advice - Nuts and BoltsRefinancing advice is everywhere. But where do you find dependable answers to your questions? Many homeowners applying for a mortgage discover they need dependable answers to questions from someone they know they can trust.  Remember, every question is a good question. If you aren't sure what to ask just yet, go ahead and take a look at existing questions I've already answered. You'll find some Readers even offer their advice or tell a story. I hope to hear from you too. Now it's time for the nuts and bolts. It's So Easy To Ask Kate!Discover my fresh approach to mortgage lending. Ask me for refinancing advice. Have Some Fun! View Questions, Stories And AnswersEnjoy the following questions and stories from other readers as well as my refinancing advice. Remember, you can ask a question too! Mortgage Refinancing Questions Regarding debt consolidation and mortgage refinancing questions: Dear Kate, I have a $217,000 mortgage balance at 4.89 percent until 2012. Years left ... Alternative Mortgage Financing I have an alternative mortgage financing question. My wife's family are interested in having me borrow from their Mom's funds (her house just sold) to ...
Refinancing And Mortgage Interest Rate Lock Deposit
Ask Kate: Refinancing and mortgage interest rate lock deposit Mortgage Refinance And Rates My husband and I need a mortgage refinance for rates that are lower than the 7.75% conventional mortgage we have now. We also hope to lower our PMI (private ... Save Money Refinancing How We Saved $9,000 Refinancing Without Really Trying ... We refinanced our home several years ago. We had a 30 year fixed loan and we refinanced to make ... Confused In Need of Refinancing Advice I am a forty eight year old female who owns her own home. I have a Home Equity Line Of Credit with a major mortgage lender. I was married for twenty five ... Refinancing Benefits Through the years and two different homes, I have refinanced three times. It is rather stressful, but not nearly as difficult to deal with as the original ... Request Refinancing Advice For Financial Trouble Like a lot of American Families ours is in financial trouble. Savings are nill. My wife has several credit card debts with outstanding judgments. Every ... Are You Ready To Refinance Here are easy steps to determine if you are ready for refinancing. As anyone who's read the paper or watched television in the last few months knows, the ... To Do Or Not To Do The Ultimate Refinance Question The economy is failing, your dollar doesn't stretch as far and things are maybe beyond reason. Something that may be in your mind is it worth it to refinance ... Refinancing Advice For Financial Crisis Refinancing advice for the material sale that is kept in banks. I wanted some cash for meeting out some medical expenses which was obtained from the bank ... Refinance Decision Require Savings My parents were trying to refinance their home. The mortgage company that they were working with told them in order to do the refinance that they needed ... Well I was gonna refinance I used to think refinancing was great, when the economy was up and nobody was in fear of losing their jobs. At this point in time, I believe refinancing ... My Refinancing Advice My husband and I have refinanced in the past. Once we refinanced and added some existing debt into the mortgage which lowered our payments by a few hundred ... How To Calculate Debt To Income Ratio Ask Kate: How To Calculate My Debt To Income Ratio - Kate, Can I get a better interest rate? We have owned our home seven years. We have a 30 yr fixed ... Best Mortgage Deals Ask Kate: Best Mortgage Deals - How do you know if $7600 yield spread premium is too much to pay? Hi Kate, I'm about to close a refinance on my home.... Home Affordable Modification Hi, Kate Ford here with Home Affordable Modification news. In many cities across the United States, the real estate market has suffered for several years.... Cash Out Mortgage Refinancing Cash Out Mortgage Refinancing - How soon can a homeowner refinance after buying a house? Hi Kate, I purchased a home (paid cash) two months ago that ... Home Affordable Modification Program Ask Kate: Home Affordable Modification Program - Can I combine my first and second mortgage using the Making Home Affordable Program? I have a Fannie ... Reverse Mortgage Specialist Kate , I enjoyed your page on Reverse Mortgages but there is a typo: " Let's face it. You've wait (ed) longer to retire than your parents. Isn't it time ...
Making Home Affordable Program
Ask Kate: Making Home Affordable Program - Can I choose my own lender and get a competitive rate for my refinance?
HARP Refi
Ask Kate: HARP Refi - Does HARP not allow adding a new spouse to a title during the refinance process?
What Is Home Equity
Ask Kate: What Is Home Equity? Can I use it to consolidate debts?
Mortgage Coborrowers
Ask Kate: Can mortgage coborrowers force homeowners to refinance or sell a house?
Mortgage Refinancing
Ask Kate: Problems with HARP and Mortgage Refinancing
Refinance Confusion
Ask Kate: Refinance Confusion - I had no intention to increase my mortgage balance by $11,000!
Harp Closing Costs and Interest Rate
Ask Kate: Who determines HARP closing costs and interest rate?
Refinancing My Mortgage
Ask Kate: Refinancing My Mortgage - I want to lock mortgage rates at more than one bank. Now what?
Making Home Affordable
Ask Kate: Making Home Affordable Refinance Program - Can I refinance my second home using HARP?
Mortgage Co-Borrower
Ask Kate: Mortgage Co-Borrower - How do I add my wife to my mortgage?
Mortgage Refinancing Questions
Ask Kate: Mortgage Refinancing Questions - The bank won't give us back our money.
No Cost Mortgage Refinancing
Ask Kate: No Cost Mortgage Refinancing
Refinancing Or A Second Mortgage
Ask Kate: Refinancing or a second mortgage
Cost of Refinancing
Ask Kate: Cost of Refinancing
Mortgage Refinancing Advice
Ask Kate: Mortgage Refinancing Advice
Refinancing Process Dragging On
Ask Kate: Refinancing process dragging on and on...
VA Mortgage Loan
Ask Kate: VA Mortgage Loan
Private Mortgage Insurance Questions
Pay Off My Mortgage
Home Affordable Refinance Program Regarding HARP - Home Affordable Refinance Program : Looking to take advantage of HARP, with my current situation involving a 1st position 30 year interest ... Refinancing Advice For Active Duty Marine Refinancing advice for active duty Marine: Hi, I am a Marine stationed in Camp Lejeune, NC with my wife Samantha. We bought our home while i was deployed ... How To Get Rid Of PMI How To Get Rid Of PMI: I am a veteran and I just bought a foreclosed home using a FHA Streamline Loan instead of a VA Loan. The house I bought costed ... Refinance And Choice of Closing Attorney Regarding refinance and choice of closing attorney: I am currently going through a refinance in Virginia. We are setting up closing and now I am being ... HARP Refinance Made Impossible HARP refinance made impossible: Dear Kate, I contacted my lender (Major Lender #1) who holds my first mortgage on April 8th about refinancing. I qualified ... Home Refinancing Questions My home refinancing questions: I refinanced my home over five years ago due to a divorce and took an interest only loan until I got my daughter through ... Refinancing To Fixed Mortgage Rate Regarding refinancing to a fixed rate mortgage : Kate, I have a adjustable loan at 4.5% on my house. Have been in the house for 5 years. Bought house ... Paying Mortgage Prepayment Penalty To Refinance Will paying a mortgage prepayment penalty to refinance be worthwhile? Hi Kate, I am 2 years into a locked in 5 year mortgage at 5.09%. Would it make ... Home Refinancing Tips I need home refinancing tips . I am 60 years old. My arm loan at 6.0% will end in October. I need to refinance. I have a second morgage of $20,000 to ... Refinancing Rental Properties Hi Kate, My husband and I need advice on refinancing rental properties . It all began when we purchased a home in 2001 with a subprime mortgage lender....
Certificate Of Occupancy Permit
Question For Ask Kate: Certificate Of Occupancy Permit Refinancing My Mortgage I am planning on refinancing my mortgage . I purchased my home for $780,000 with a mortgage loan of $350,000. My current mortgage interest rate is at ...
PMI Calculation
Ask Kate: PMI Calculation Refinancing Problems After Closing I'm not usually asked about refinancing problems after closing . But in the case of Bob and his wife, that was when their refinancing issues began. After ...
How To Compare Mortgages
Ask Kate: How To Compare Mortgages
Refinancing Advice For Married Couple
Ask Kate: Refinancing Advice For Married Couple PMI Refinancing Advice Kate, I am looking for refinancing advice concerning my 30 year fixed rate mortgage at 6.125% originated in 2007. I have not paid a significant amount ... How Much Mortgage Can You Afford Time out! How much mortgage can you afford? Keep in mind as you read the following letter from John, it is your mortgage and your home. Don't get ... FHA Refinancing Advice Needed FHA refinancing advice requested... As customers of our major mortgage lender for 15 years, we want to refinance possibly with FHA. Our goal is to access ... Refinancing Mortgage Rate I have a question about refinancing my mortgage rate . Should I refinance to go from 6.3% down to a 5% interest rate. It would save me about $100 per ... Refinancing Advice Look Carefully Kate, Hopefully someone will benefit by my refinancing advice - I'm glad $8000 of closing costs caught my attention. My guy, as I call my mortgage consultant,... My Mortgage Rate Refinance Mortgage Rate Refinance and why I did not wait for 5%... So I chose to refinance my home because I felt that it was the ideal thing to do because the ... Mortgage Refinancing Advice Kate, here is my refinancing advice - I would encourage anybody to refinance during this bleak time in our economy. I think now is an excellence time ...
Refinancing AdviceTo Pay Off House
Refinancing Advice To Pay Off House Mortgage Rate Refinance Story My mortgage rate refinance story is about owning my house since 1996. I financed with a 30 year fixed rate mortgage. Back then my 7% mortgage rate seemed ... 15 Year Fixed Mortgage Rate Refinance Here is a helpful experience from a fellow homeowner's mortgage rate refinance . After you read it, follow the link to our new site, www.Prime-Real-... Interest Rates and Mortgage Rate Refinancing Advice Here is my mortgage rate refinancing advice . Interest rates are very low at present which means cheap borrowing. This suggests that now could be a good ... Enjoying Mortgage Rate Refinance Benefits I needed a mortgage rate refinance . The effects of recession and trauma created in the financial industry created a tough time for most of the banks ... Mortgage Rate Refinance No PMI If this were your mortgage rate refinance what would you do? Lower your mortgage rate 1.5% and pay PMI or walk away from refinancing at 4.6%? Read ... Home Mortgage Refinance Gets Appraisal Shock We recently refinanced our home that we have lived in for 2.5 years now. There were really no surprise with the process itself. We were able to obtain ... Ask Before Your Refinance My friend Denise and her husband Tim are about to refinance their home. They bought it three years ago at the height of the real estate boom, with an ... 3 Important Refinance Questions Despite the tough economy, there are plenty of opportunities available for those looking to refinance their mortgage. But there are also lots of charlatans ... Mortgage Rates And Refinancing Kate, I am in the process of refinancing my house. I only wish I had read your website prior to going to the bank. I would have know what questions to ... Refinancing Advice For Low Mortgage Payments Refinancing advice needed please. I have a high interest rate and I want to refinance to reduce my interest rate and lower my monthly payments. I am ...
Three Refinancing Questions For Friends
The three questions I would recommend my friend ask when refinancing are: How To Cinch A Refinance Hi Suzy, Your refinancing advice is one of the best I have seen. The unique emphasis on keeping a mortgage broker apprised of successes makes this a Must ... Ask Now or Pay Later Refinancing Before refinancing your mortgage, think about questions to ask the lender. Don't be afraid--this is your home, your mortgage, and your future you are ... Experienced Refinancing Advice There is no voice like the voice of experience. Here is refinancing advice from an experienced homeowner... Having refinanced multiple properties ... Refinancing Advice For Friends Here is Tammy's refinancing advice for a friend BEFORE she makes a commitment to a mortgage lender... Before you commit to a mortgage lender, there ...
Refinancing Advice Three Questions
Refinancing Advice To Answer Three Questions Commonly Asked
Refinancing Advice Rate Not Most Important Factor
Gaylene's Refinancing Advice
Refinancing Advice Protect Yourself
Refinancing Advice Need Refinancing Advice Kate, can you offer refinancing advice to avoid mortgage foreclosure? My fiance got injured on his job. He has been out of work since July and collecting ... Refinancing Advice Documentary Stamp Tax Refinancing advice sought regarding documentary stamp tax owed. Kate, I refinanced about 3 years ago in Florida. Now the state of Florida is asking ... Refinancing Advice Break Mortgage Rate Lock Hi Kate, This post is similar to an earlier refinancing advice on mortgage rate lock. Two weeks ago we locked in a mortgage refinance rate of 5.25%. Normally ... Refinancing Advice Ethical or Unethical Refinancing advice regarding a mortgage rate lock from a reader... Ethical Or Unethical - What Would You Do? Depending on my relationship with my mortgage ... Refinance Seemed Good Idea Refinancing Advice Refinancing seemed like a good idea! Here is my refinancing advice ... When my husband and I first bought our home we had a first and a second mortgage ... Proactive Homeowner With Refinancing Advice Note from Kate: Here's another homeowner success story with proactive refinancing advice . Rachael writes... My husband and I purchased our home right ... Refinancing Advice From Succesful Homeowner Refinancing advice from a homeowner who discovered the key to refinance! It's great to hear a success story in the midst of gloom and doom. Here's how ... Refinancing Advice For Ethics Hi Kate, I am looking for refinancing advice . I applied for a refinance loan several days ago and locked the rate. I have also provided all the necessary ... Refinancing Advice Needed For Mortgage Rate Lock Here is one reader's question asking for refinancing advice regarding a mortgage rate lock. With mortgage rates dropping to a 7 week low, I imagine ... Refinancing Advice Home Equity Loan This refinancing advice from a financial adviser provided a homeowner with a solution to pay off her mortgage faster. Take a look and see if you can ... Refinancing Advice During Bankruptcy I decided to publish this story, even though on first glance I did not think it related to mortgage refinancing advice . See what you think. Scott has ... Refinancing Advice For House Values Needed: Refinancing advice regarding dropping house values -- Kate, If mortgage interest rates go down, I'd love to take advantage of them. I have a primary ... Getting Ready To Refinance Dear Kate, We are getting ready to refinance our home and first of all I just got my credit scores and am surprised. My surprise was that two of the scores ... Seeking Refinancing Advice I need refinancing advice because I am trying to refinance my house to get out of credit card debt and my mortgage. I didn't know it was simple interest ... Homeowner Considers Refinancing Kate, I refinanced my home two years ago to do much needed repair. At the time I did not have a car note. My car put me down so I had to get a car. My ... Refinancing Advice Why Rates Change Before Closing Refinancing advice to avoid surprises... During a refinance of my home, I called a mortgage rep and we went over credit and income and available programs.... Confused In Need of Refinancing Advice I need refinancing advice...I always get confused with mortgage lenders who have been speaking in puzzles. I currently own a house and since interest rates ... Mortgage Refinance with Bad Credit Refinancing Advice Question: My husband and I financed our home at 9.35% due to credit problems. But we worked very hard to get our scores up and succeeded.... When Is It Smart To Refinance A Home Mortgage When is it smart to refinance a home mortgage? My husband and I bought our house in December 2006 with a 6.25% 30 year fixed rate, $200,000 loan with no ... Mortgage Refinancing Advice Help! I need refinancing advice! Is there any way I can refinance my mortgage if my property is valued at less than I owe my present mortgage company? I ... How To Refinance and Break Even I need refinancing advice. My refinance was just 6 months ago into a 30 year fixed rate mortgage at 6.75%. I'm curious about the break-even point in refinancing.... Refinance Frustrations Refinancing advice needed. I want to refinance and am annoyed by the bank's run-around. My wife and I are considering refinancing our home we bought last ... Contact Kate To Know If Refinancing Is Worth the Cost Great mortgage question for Refinancing Advice ! I am considering refinancing my home. Don't need the money now. Are the added costs worth it if the ... Finding The Help You Need For RefinancingRefinancing Advice - Your opportunity to get down to earth refinance nuts and bolts from a mortgage insider. Announcing Kate's Mortgage Information Planner - To save money, get your ducks in a row first. Are you a homeowner trying to decide if Mortgage Refi is worth the cost? How To Compare Mortgages - Interest rate, loan amounts, closing costs, cash out, length of term, monthly payments, yes it is enough to make anyone want to toss up their hands. Real Estate Investor Loans - Three options for investors sandwiched between negative cash flow and plummeting real estate values. Surprise, it's a barn! Is a Certificate Of Occupancy necessary for your home mortgage refinance? Refinance With Cash Out - Where is my loan approval? Save Money Using My Special Refinance Formula "I am a great believer in luck, and I find the harder I work that the more of it I have." --Stephen Leacock Fresh Refinance Ideas There are reasons why and why not to refinance promoted by the media, mortgage lenders and financial gurus. The fact is, only you can decide. What can you do when Refinancing With Bad Credit threatens to derail your dreams? You don't know it yet but the secrets I am about to share with you have never been explained anywhere else. Secrets To Refinancing Low Mortgage Payments For Home Owners - Before you decide on a company, learn how to ask questions and qualify your lender. Don't be distracted by refinancing lingo. You just need my 10 best kept secrets to Low Mortgage Payments. Ask Kate About Refinancing - Ask a question to get an answer from Kate. Refi Ask and Answers - A collection of refinancing questions, each with a individual answer from Kate Return home to Get-Your-Best-Mortgage-Rate from the Refinance Collection Didn't find what you're looking for? Here's more help!Tip: Use this toolbar to search this site or Ask Kate for answers.  Custom Search
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