September 2011 Mortgage Blog Archive
This is the September 2011 mortgage blog archive. Posts are from the Best Mortgage Rate Blog of Super Kate and Ask Kate with home loan interest rate updates and mortgage help.
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Sep 30, 2011
Comparing Mortgage Lenders More Complicated Than IRS Code | www.Get-Your-Best-Mortgage-Rate.com
Come on, really! How is the average person supposed to know how to compare mortgage lenders? The process is more complicated than the IRS code.
Our federal government, in an attempt to protect the consumer, muddies the water further.
Good thing Super Kate is on the job! Follow the link to - How to Compare Mortgage Lender Representatives with Ease - and I'll meet you there with a plan.
Sep 30, 2011
How To Improve A Credit Rating
How To Improve A Credit Rating - Mortgage Credit FAQs, Credit Stories by Homeowners, Mortgage Modification Information from Kate
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Sep 30, 2011
Compare Mortgage Rates Online Help
Compare Mortgage Rates Online Answers - Begin with Kate's six simple steps to choosing the best mortgage lenders. Proceed to valuable advice from Readers in various cities.
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Sep 30, 2011
Refinancing and ReLocking Mortgage Rates | Get-Your-Best-Mortgage-Rate.com
Kevin's refinance application was declined. He even gets why!
But here is what he doesn't understand -- When the mortgage company offered different terms, they would not allow him to re-lock a lower interest rate.
It's true, locking (and re-locking) a mortgage rate is risky for lenders. But is that Kevin's concern?
Here is what I suggest. Follow the link to - Cash Out Refi Declined - and I'll see you over there.
Sep 30, 2011
Todays Mortgage Rates | www.Get-Your-Best-Mortgage-Rate.com
Today's mortgage rates brought to you by Ask Kate and www.Get-Your-Best-Mortgage-Rate.com, for the week ending September 29, 2011. But first have you wondered about the difference between quit claims and refinancing? You should if you want to protect your credit scores! In just a moment, follow the link for the answer!
For now, here are today's mortgage rate averages across the nation...
30 year fixed rate mortgages PLUNGE averaging 4.01 percent, down from last week's 4.09 and down from last year's 4.32.
15 year fixed rate mortgages average 3.28 percent, down from last week's 3.29 and last year's 3.75 percent at this time.
5 year mortgage, fixed for the first 60 months and adjustable for the following 25 years average 3.02 percent this week, same as last week. 12 months ago the hybrid averaged 3.52 percent.
1 year T-bill adjustable mortgage rates average 2.83 percent, up from last week's 2.82 and down from last year's 3.48 percent.
Now follow my link to - Do Quit Claim Deeds Protect Credit Score Ratings - for a unique way to save money on refinancing. I'm Ask Kate and I'll see you there!
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Sep 30, 2011
List Of Mortgage Companies In California - Best Mortgage Interest Rates
List Of Mortgage Companies in California - Find your best mortgage interest rates in Sacramento, San Diego and other California cities using this mortgage lender directory.
Sep 30, 2011
List Of Mortgage Companies In Oregon - Best Home Mortgage Rates
List Of Mortgage Companies In Oregon - Find your best home mortgage rates in Salem, Portland and other Oregon cities using this mortgage lender directory.
Sep 30, 2011
Mortgages in Canada | Mortgages in Ontario | Mortgage Lenders List
Welcome to Mortgages in Canada - Mortgages in Ontario, a list of mortgage lenders. Home buyers and homeowners use my directory to find local lenders.
Sep 30, 2011
List Of Mortgage Companies In Texas - The Best Mortgage Rate
List Of Mortgage Companies In Texas - Find the best mortgage rate in Austin, Houston and other Texas cities using this mortgage lender directory.
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Sep 29, 2011
List Of Mortgage Companies In New Jersey - Best Mortgage Offer
List Of Mortgage Companies In New Jersey - Find your best mortgage offer in Trenton, Newark and other New Jersey cities using this mortgage lender directory.
Sep 29, 2011
List Of Mortgage Companies In Florida - Best Mortgage Interest Rates
List Of Mortgage Companies In Florida - Find your best mortgage interest rates in Tallahassee, Jacksonville and other Florida cities using this mortgage lender directory.
Sep 27, 2011
How to Compare Mortgage Lender Representatives with Ease
Ask Kate how to compare mortgage lender representatives with ease: Kate, If you are not supposed to show multiple applications on credit checks because
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Sep 25, 2011
Current Mortgage Rates and Trends | Get-Your-Best-Mortgage-Rate.com | September 25, 2011
Current mortgage rates and trends brought to you by Ask Kate and Get-Your-Best-Mortgage-Rate.com but first - Becky lost her home after financing with a sub-prime mortgage. But now she is ready to buy another home.
The house costs less than $25,000 and she has saved a 20 percent downpayment. Yet she is still having trouble getting approved for a home loan. In just a moment, follow the link for my response to Becky!
Now for current mortgage rates and trends - For the week ending September 22, 2011, fixed mortgage rates continue their stable trends.
30 year fixed rate mortgage averaged 4.09 percent, same as last week and down from last year's 4.37.
15 year fixed rate mortgage averaged 3.29 percent, down from last week's 3.30 and last year's 3.82 percent at this time.
1 year T-bill adjustable mortgage rates averaged 2.82 percent, up from last week's 2.81 and down from last year's 3.46 percent.
Here's what went up also -- the 5 year mortgage, fixed for the first 60 months and adjustable for the following 25 years. It averaged 3.02 percent this week, up from last week's 2.99. 12 months ago the hybrid averaged 3.54 percent.
And now back to Becky's question - How can she buy another home after foreclosure? Follow the link for Ask Kate's answer...
Sep 22, 2011
Credit Score Ratings and Quit Claim Deeds
Ask Kate how Credit Score Ratings and Quit Claim Deeds are connected: Do Quit Claim Deeds save my credit rating? Is there any criteria in which the lender
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Sep 22, 2011
Do Quit Claim Deeds Protect Credit Score Ratings
Ask Kate do Quit Claim Deeds protect Credit Score Ratings: Kate, I am preparing a quitclaim deed from myself to my husband on a condominium we both own
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Sep 21, 2011
Fighting Chance Buying a Home after Foreclosure | Get-Your-Best-Mortgage-Rate.com
She wants to buy a home but will she have a fighting chance after foreclosure?
Personally, I think Becky is brave to even reconsider homeownership after such a bad experience with a sub-prime mortgage.
Follow the link for my pointers to Becky and anyone else buying another home after foreclosure. I'll see you there...
Sep 20, 2011
Buying Another Home After Foreclosure
Ask Kate about buying another home after foreclosure: Kate, We lost out home due to the sub-prime loan practice, and are considering another home. I'm
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Sep 20, 2011
Cash Out Refi Declined
Ask Kate about cash out refi that was declined and relocking the mortgage rate: Hi Kate. Great site. I just had my loan application declined because
Permalink -- click for full blog post "Cash Out Refi Declined"
Sep 20, 2011
Getting Rid Of PMI
Ask Kate About Problems Getting Rid Of PMI: Hi Kate, I did a terrible mistake by sending $40,000 to my lender to get rid of my private mortgage insurance.
Permalink -- click for full blog post "Getting Rid Of PMI"
Sep 17, 2011
Ask Kate About Locking Mortgage Rates - Interest Rate Lock
You are invited to ask Kate about locking mortgage rates. Find out what other Readers want to know about interest rate lock-in. Kate answers her mail.
Permalink -- click for full blog post "Ask Kate About Locking Mortgage Rates - Interest Rate Lock"
Sep 17, 2011
List Of Mortgage Companies In Utah - The Best Mortgage Rate
List Of Mortgage Companies In Utah - Find the best mortgage rate in Salt Lake City, Provo and other Utah cities using this mortgage lender directory.
Permalink -- click for full blog post "List Of Mortgage Companies In Utah - The Best Mortgage Rate"
Sep 16, 2011
Fancy PMI Calculator NOT Required | Get-Your-Best-Mortgage-Rate.com
Surely it's time to get your private mortgage insurance (PMI) removed but where to begin? So you call your mortgage lender servicer who leaves you in the dark. Your eyes are glazing over as the customer service rep throws around terms like loan to value and LTV.
And to what end? Your monthly house payments are still loaded down with PMI. You have to wonder, was this the intended outcome?
For the facts on PMI cancellation and removal, your rights and responsibilities, and how to calculate your own loan to value, follow the link to Pat's question. Hey, it's too important to ignore! This is YOUR mortgage and YOUR home. Here you go...
Sep 16, 2011
Paying Private Mortgage Insurance - How To Calculate Mortgage Insurance
Is paying private mortgage insurance necessary? How do you get rid of it? What are the requirements? PMI FAQ by Ask Kate at Get-Your-Best-Mortgage-Rate.com
Sep 16, 2011
Who Broke The Mortgage Loan To Value Calculator
Ask Kate who broke the mortgage loan to value calculator: Kate, I have a PMI question. I purchased my home in 2004. I have not been delinquent on any
Permalink -- click for full blog post "Who Broke The Mortgage Loan To Value Calculator"
Sep 15, 2011
List Of Mortgage Companies In Oklahoma - Best Home Mortgage Rates
List Of Mortgage Companies In Oklahoma - Find your best home mortgage rates in Oklahoma City, Tulsa and other Oklahoma cities using this mortgage lender directory.
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