Strategies For Credit Scores From Contact Kate

by Wanting To Buy A House
(USA)

Strategies For Credit Scores From Contact Kate: Kate, My question is about my husband's credit score vs. my credit score. My husband has worked really hard on getting his credit score up to par, but before we were married, I had some bad debts on my score, and I'm just wondering what will happen when we try to buy a house.

Will my credit score bring his down a whole lot? Are we better off just putting the house in his name?

Kate Answers: Strategies For Credit Scores From Contact Kate

Dear Friend, With a little effort, you can improve your credit score. Simply follow my steps on How To Fix A Credit Score. With a little elbow grease and a little time, you can turn your credit report around.

Most mortgage lenders will use the lowest credit score of two borrowers. So it is important to pay attention to your credit report now. Don't miss what Kendra accomplished. If she can do it, so can you!

Whether a mortgage lender will allow your husband to buy a home separately depends in part on which state the home is located in and also where you both live. So be sure to ask.

For more help getting ready to buy a home, start with my 10 best kept secrets to low mortgage payments.

Best wishes and good luck,




P.S. Go to my Best Mortgage Rate Blog, an entertaining source of mortgage information. Subscribe now to the RSS feed.

How To Build, Strengthen and Recover YOUR Credit

"Can I do a Mortgage Loan Modification myself?" The answer is yes. But find out the first question you really should be asking.

Quick Facts on Credit History and Credit Scoring - How To Contact Major Credit Reporting Agencies

Improve Credit Rating - Calculate how much you save with improved credit.

Six ways to fix your credit score. Have you seen your credit score? Your lender has and it can determine your interest rate. Get yours online in seconds. Do it now!

Last year, Wilson improved his credit. This year, he discovered protecting his identity involves credit report monitoring. Take control of your life by protecting your credit scores. Don't suffer the consequences of another person's behavior.

Ten step plan to getting your credit in shape - Fixing Bad Credit

Refinancing With Bad Credit - How to avoid a future filled with credit problems

Saving your home - 8 Strategies To Stop Mortgage Foreclosure

Ask Kate About Credit - Ask a question to get an answer from Kate.

Credit Rating Q and A - Find questions and answers relating to credit improvement, true life stories about mortgage credit, and credit repair information.

Return from Strategies For Credit Scores From Contact Kate to Get Your Best Mortgage Rate

The information you obtain at this site is not, nor is it intended to be, a substitute for financial, real estate or legal advice. You should consult an attorney, accountant, lender or real estate agent, as applicable, for advice regarding your individual situation. Comments and opinions found here are not necessarily those of Get-Your-Best-Mortgage-Rate.com