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VA Mortgage Loans - The Ultimate Zero Down Payment

Take advantage of VA mortgage loans, zero down payment home loans for active military and veterans.




Listening to the news? You probably think buying a house without a down payment is impossible.

Think again. If you are a veteran or active military, you can buy a home with nothing down. Any participating mortgage lender can assist.

10 Benefits Of VA Mortgage Loans

  1. No down payment required
  2. Refinancing and buying a house
  3. Negotiable VA mortgage rates
  4. $417,000 loan amounts*
  5. No prepayment penalty
  6. Fixed and adjustable mortgage rates**
  7. Easier credit qualification
  8. No mortgage insurance
  9. VA funding fee financed
  10. Certificate of eligibility obtained by lender

*VA mortgage loans do not have a maximum loan amount. However, lenders generally limit loans to the VA limit for the county where the property is located. With a down payment, loans may exceed these amounts. For more information about increased limits for VA mortgage loans and how it could affect down payment, check with your VA mortgage originator
**Adjustable VA mortgage rates not always available

VA Funding Fee And VA Mortgage Rates

A common concern among active military and veterans addresses the VA Funding Fee. Is it a duplication of loan fees hidden in mortgage closing costs?

The answer is no. It is paid directly to VA to offset expenses related to VA mortgage loans. However you should always feel free to question unfamiliar mortgage closing costs as you review your good faith estimate.

Also keep in mind VA mortgage rates are negotiable.

Veteran's Certificate Of Eligibility

Veterans want to know the easiest way to obtain a certificate of eligibility. Years ago a form was filled out, mailed (long before we called it snail mail) and then anxiously awaited by all for a response from the Veterans Administration.

Now thanks to ACE (automated certificate of eligibility), this coveted piece of information is available in a minute or two in most instances.

30 Year Fixed Rate Mortgage

Okay, are you ready? It's time to look into the 30 year fixed rate mortgage, a popular program with VA mortgage loans. Meet the King Of Mortgages now.

Ask Kate For Real Estate And Mortgage Answers

Ask Kate
What if you could ask a mortgage insider anything you wanted regarding FHA home loans and VA mortgages? Now you can.

Ask Kate is specifically designed to answer your questions and create dialog regarding mortgage financing.

Look here at these two questions - VA Questions For Kate From USA Veteran

You'll also find a wealth of information at Kate's Best Mortgage Rate Blog packed with the latest additions to this website, interest rate updates and a fresh approach to homeownership.




Valuable Resources For Active Military And Veterans

VA AND HARP - How to compare a VA loan to the HARP program.

VA Mortgage Loans - Zero down payment home loans for active military and veterans.

Finding The FHA And VA Help You Need

Today's FHA home loans are new and improved. Could low down payments be the solution for you?

FHA loan requirements, and there's plenty of them, weren't taught in school. But I can help with this. Here's how.

Join in with other Americans benefiting from FHA mortgage loans.

FHA Appraisal - Lenders require appraisals. Your Realtor says every smart buyer uses a home inspection. Why both?

Every time you call an FHA lender about a refinance, do you hear FHA Loan Limits are too low for your area?

What could be simpler than FHA Streamline Refinance?

FHA Refinance - Despite the myths, there are powerful benefits to refinancing with FHA mortgage loans.

Does our government owe you FHA refunds?

FHA Reverse Mortgage - Income and security for Seniors minus the payment.

Leaky roof, broken steps, peeling paint. FHA Rehab Loan to the rescue!

If you attempt an FHA Eligibility Calculator, without knowing the questions lenders will ask, you could miss out on a big opportunity.

Three powerful but simple tips to finding your best FHA Lenders.

Ask Kate About FHA And VA - Ask a question to get an answer from Kate.

FHA/VA Q & A's - A complete collection of questions about FHA and VA, each with a individual answer from Kate.

Return to the home page at Get-Your-Best-Mortgage-Rate


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