VA Mortgage Loans
The Ultimate Zero Down Payment

Take advantage of VA mortgage loans. Zero down payment home loans for active military and veterans.

Listening to the news? You probably think buying a house without a down payment is impossible.

Think again. If you are a veteran or active military, you can buy a home with nothing down. Any participating mortgage lender can assist.

10 Benefits Of VA Mortgage Loans

1. No down payment required
2. Refinancing and buying a house
3. Negotiable VA mortgage rates
4. $417,000 loan amounts across the nation
5. No prepayment penalty
6. Fixed and adjustable mortgage rates*
7. Easier credit qualification
8. No mortgage insurance
9. VA funding fee financed
10. Certificate of eligibility obtained by lender

VA Funding Fee And VA Mortgage Rates

A common concern among active military and veterans addresses the VA Funding Fee. Is it a duplication of loan fees hidden in mortgage closing costs?

The answer is no. It is paid directly to VA to offset expenses related to VA mortgage loans. However you should always feel free to question unfamiliar mortgage closing costs as you review your good faith estimate.

Also keep in mind VA mortgage rates are negotiable.

Veteran's Certificate Of Eligibility

Veterans want to know the easiest way to obtain a certificate of eligibility. Years ago a form was filled out, mailed (long before we called it snail mail) and then anxiously awaited by all for a response from the Veterans Administration.

Now thanks to ACE (automated certificate of eligibility), this coveted piece of information is available in a minute or two in most instances.

30 Year Fixed Rate Mortgage

Okay, are you ready? It's time to look into the 30 year fixed rate mortgage, a popular program with VA mortgage loans. Meet the King Of Mortgages now.

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Ask Kate Questions

What if you could ask a mortgage insider anything you wanted regarding FHA home loans and VA mortgages? Now you can. Contact Kate is specifically designed to answer your questions and create dialog regarding mortgage financing.

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Discover Kate's Best Mortgage Rate Blog, an entertaining source of information. Kate knows how to translate the secret language of mortgage lending, making it easy for anyone to understand.

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FHA Refinance
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FHA Streamline Refinance
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FHA Refunds
Does our government owe you FHA refunds?

FHA Mortgage Loans
Introducing FHA mortgage loans

FHA Eligibility Calculator
Easy FHA eligibility calculator

FHA Loan Limits
FHA loan limits increase

FHA Rehab Loan
FHA rehab loan to the rescue

FHA Home Loans
FHA home loans new and improved

VA Mortgage Loans
VA mortgages with zero down payment

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